Interestly by Qivera
EMI, Mortgage & Debt Tracker
Free · Designed for iPad. Not verified for macOS.
Master your loans, calculate EMIs & compound interest, compare mortgages, and become debt-free faster. 100% private, offline, with zero ads or tracking.
Take complete control of your loans, savings, and financial future with Interestly - the all-in-one loan, EMI, and interest calculator designed with elegance, precision, and privacy at its core.
Whether you are planning a mortgage, calculating auto loan EMIs, exploring adjustable-rate loans (ARM), investing with compound interest, or crafting an aggressive debt payoff strategy, Interestly gives you instant clarity with interactive charts and full amortization schedules.
13 POWERFUL FINANCIAL CALCULATORS
LOANS & MORTGAGES:
- EMI Calculator: Calculate monthly payments, total interest, or solve for loan amount / tenure.
- ARM Explorer: Model 3/1, 5/1, 7/1, and 10/1 Adjustable-Rate Mortgages with caps and rate-shock scenarios.
- Prepayment Impact: See how extra monthly or yearly payments slash your loan tenure and save thousands in interest.
- Loan Comparison: Compare two loan offers side-by-side (rates, terms, and total cost) to find the best deal.
- Car Lease vs Buy: Evaluate depreciation, resale value, and cash flow to make the smartest car decision.
- Closing Costs & Fees: Estimate upfront closing fees, stamp duty, and taxes by region.
DEBT FREEDOM & STRATEGY:
- Debt Payoff Planner: Simulate Snowball and Avalanche payoff methods to become debt-free months or years earlier.
- Inflation Lens: Visualize the future purchasing power of your money over time.
WEALTH & INVESTING:
- Compound Growth Calculator: Project the exponential growth of your investments over time.
- Monthly SIP & Step-Up: Plan recurring investments with annual step-up contribution increases.
- Fixed Deposit (FD): Calculate returns with quarterly, monthly, or annual compounding.
- Recurring Deposit (RD): Plan regular monthly deposits and maturity amounts.
- Simple Interest: Fast, accurate calculations for short-term lending and deposits.
KEY FEATURES & HIGHLIGHTS:
- MY LOANS DASHBOARD: Track your active real-world loans with live balance progress rings and an exact debt-free countdown date.
- AMORTIZATION BREAKDOWNS: View interactive yearly and monthly principal vs interest payment schedules.
- INTERACTIVE CHARTS: Understand your numbers at a glance with donut breakdowns, smooth growth curves, and payoff timelines.
- TODAY'S INSIGHT: Daily bite-sized financial wisdom (Rule of 72, 1-extra-EMI hack, avalanche vs snowball strategies).
- MULTI-CURRENCY SUPPORT: Full support for 19 global currencies, including international million/billion and Indian Lakh/Crore compact numbering notations.
- JSON BACKUP & RESTORE: Effortlessly export and import your saved data anytime.
100% PRIVATE & OFFLINE-FIRST:
- No sign-up, login, or account required.
- Zero internet requests - your financial data never leaves your device.
- Completely ad-free, tracker-free, and distraction-free.
Make smart, confident money decisions. Download Interestly today!
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The developer, Qivera Digital Ventures LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Qivera Digital Ventures LLC
- Size
- 36.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Qivera Digital LLC