LifeCalc: Financial Calculator
Mortgage, Tax & Retirement
Free · Designed for iPad. Not verified for macOS.
33 calculators for mortgage, retirement, taxes, and debt, built on real 2026 federal and all-50-state tax data. Runs 100% offline. No account, no ads, nothing tracked.
LifeCalc puts 33 financial calculators in your pocket, and every one of them works completely offline.
No account. No signup. Nothing leaves your phone. The income, debt, and savings numbers you enter stay on your device, always.
WHAT'S INSIDE
Retirement & Investing
• 401(k) Calculator: employer match, IRS limits, compound growth
• Retirement Calculator: the 4% rule, savings targets, income projections
• Roth IRA Calculator: 2026 contribution limits and income phase-outs
• Compound Interest, Savings, CD, and Net Worth calculators
Real Estate & Housing
• Mortgage Calculator with a full amortization schedule
• Home Affordability, Refinance, Rent vs. Buy, and Rental Property calculators
Debt
• Debt Payoff Calculator comparing snowball vs. avalanche strategies
• Student Loan, Auto Loan, Personal Loan, and Credit Card Payoff calculators
Salary & Income
• Paycheck Calculator: federal tax, state tax, FICA, 401(k), and health insurance
• Salary-to-Hourly Converter, Salary Lookup by Job Title, and Job Offer Comparison
Taxes
• Income Tax Calculator covering federal and all 50 states
• Capital Gains Tax and Self-Employment Tax calculators
Cost of Living & Relocation
• Compare cost of living across 100+ US metros
• Relocation Calculator with 10-year wealth projections
Budgeting
• Budget Calculator (50/30/20 rule), Emergency Fund Calculator, Inflation Calculator
Life Events
• Baby Cost Calculator, Paid Family Leave Calculator, Divorce Financial Calculator
Compare Scenarios
• Line up to 4 life decisions side by side, like a new job vs. a move vs. buying a home, using real tax brackets and 10-year projections
BUILT ON REAL 2026 DATA
Federal and all-50-state tax brackets. Standard deductions of $16,100 single, $32,200 married filing jointly, and $24,150 head of household. 401(k) limit of $24,500, IRA limit of $7,500, and a Social Security wage cap of $184,500. Cost-of-living data for 100+ US metros.
PRIVATE BY DESIGN
Every calculation runs on your device. LifeCalc has no analytics SDK, no account or login, and no network calls except an optional check for current interest rates. Your favorites, recent calculators, and saved calculation snapshots are all stored locally on your phone.
FREE, NO ADS
LifeCalc is free with no ads and no in-app purchases. It's a companion app to lifecalc.co.
LifeCalc provides estimates for planning purposes only. It is not financial, tax, or legal advice. Talk to a qualified professional before making decisions based on these numbers.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Africapps LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Africapps LLC
- Size
- 6.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Honey Badger Labs LLC