Loan Payoff: Extra Payments
Mortgage & Interest Calculator
Free · Designed for iPad. Not verified for macOS.
Calculate monthly payments for your loan or mortgage. See how extra payments could save you interest and help you pay off your loan sooner.
Loan Payoff Calculator helps you understand your loan, compare repayment scenarios, and see how additional payments could affect your payoff date and total interest.
Whether you are reviewing a mortgage, car loan, or personal loan, the app provides clear estimates and detailed payment information based on the values you enter.
MAIN FEATURES
• Loan payoff calculator
Enter your outstanding balance, interest rate, and remaining term to calculate an estimated repayment plan.
• Annual or monthly interest rates
Choose the interest-rate period that matches your loan agreement.
• Changing interest rates
Add an optional second interest period to model loans whose rate changes during the remaining term.
• Extra payment comparison
Compare your original plan with recurring monthly extra payments or a one-time additional payment.
• Clear savings summary
See the estimated interest difference, updated monthly total, and potential change to your payoff date.
• Balance chart
Visualize and compare how your remaining balance may change with and without extra payments.
• Complete payment schedule
Review estimated principal, interest, additional payments, and remaining balance for every installment.
• Save and track multiple loans
Store mortgages, car loans, and personal loans in one place. Record completed payments, update the next payment date, and monitor estimated progress.
• Multiple currencies
Select the currency that best matches your loan. Currency selection changes how amounts are displayed and does not perform currency conversion.
• No account required
Your entered loan details and calculation history are stored locally on your device. No account or login is required.
IMPORTANT INFORMATION
Loan Payoff Calculator is an independent educational calculation and tracking tool. All results are estimates based exclusively on the information entered by the user. Actual payments, interest, fees, and payoff dates may differ depending on your lender, agreement, rounding method, and payment schedule.
This app does not provide or facilitate loans, connect users with lenders, process payments, or provide financial advice. Always verify important figures and prepayment terms with your lender or a qualified financial professional before making financial decisions.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Added localized app names that match your device’s language.
• Improved header titles so longer translations display without being cut off.
The developer, Angel Cilleruelo Rodriguez, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ángel Cilleruelo Rodríguez
- Size
- 23.4 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 10 more
- English, Arabic, French, German, Hindi, Indonesian, Italian, Portuguese, Simplified Chinese, Spanish, Turkish
- Age Rating
4+
- 4+
- Copyright
- © 2026 Ideal Mobile Apps