Centa Money
Know what you can spend
Only for iPhone
$1.99 · Designed for iPhone. Not verified for macOS.
iPhone
One number on your home screen: what you can safely spend today. Add expenses with one tap, right from the widget. No account, no ads, works offline.
Know what you can spend. Before you spend it.
Centa puts one number on your home screen: what you can safely spend today. It starts from the money you have, sets aside the bills due before payday and what you are saving, and spreads the rest over the days until you are paid again. Add a coffee or a bus ride with one tap on the widget. No unlocking, no opening the app, no typing.
BUILT AROUND YOUR PAYDAY
Paid monthly, every two weeks, twice a month or weekly? Your budget runs from one payday to the next, not from the 1st of the month. Centa shows how many days are left and what each one is worth.
WIDGETS THAT DO THE WORK
• Safe to Spend: today's number, with quick-add buttons. Also on the Lock Screen.
• Quick Add: up to 8 of your own buttons, like Coffee or Lunch. One tap adds the expense.
• Add Expense: a + on your Lock Screen that opens straight to a new expense.
• Upcoming: days to payday, what is left per day, and your next bills.
• Budgets: your busiest budgets, with a pause button.
• Savings: one goal, with buttons to add money.
KNOW BEFORE YOU BUY
"Can I afford it?" shows what a purchase does to today's number, your bills and your savings before you pay. Keep a wishlist and Centa tells you when each item fits.
ANY CURRENCY
Dollars, euros, pounds, yen, pesos, rupees and 40 more, written the way your country writes numbers.
YOURS, OFFLINE
No account. No server. No ads. No tracking. Your data stays on your phone. Back it up with a password only you know, or export to a spreadsheet.
One price. Every feature included. No subscription.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Centa now works in any currency and speaks plain English everywhere.
• Choose your currency; it starts from your phone's region.
• New pay schedule: every two weeks.
• Simpler widgets: Safe to Spend, Quick Add, Add Expense, Upcoming, Budgets and Savings. The Upcoming widget brings payday and bills together.
• Clearer screens: quick add is always on Home, settings are grouped, and adding an expense asks only what matters.
• Fixed: amounts typed with a comma as the decimal point (12,50) are now read correctly.
The Filipino language option has been removed.
The developer, Jheremiah Figueroa, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jheremiah Figueroa
- Size
- 56.8 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Jheremiah Figueroa
