DelDebt: Debt Payoff Planner
Snowball & Avalanche Tracker
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Your debt-free date in one tap: five payoff methods, reminders that respect weekends, and tips calculated on your own numbers. Sync is free with sign-in.
DelDebt turns a pile of debts into a clear payoff plan: a debt-free date, total interest, and exactly how much every extra dollar saves.
FIVE PAYOFF METHODS
Snowball (smallest balance first), avalanche (highest APR first), blizzard, cash flow and your own custom order. DelDebt computes them all on your numbers and shows the interest difference - switch in one tap.
THE DEBT MOUNTAIN
Your whole plan on one interactive chart: each debt is a colored layer that melts away month by month. Drag across it to see any month - payment, remaining balance, and the debts that close.
PAYMENT REMINDERS THAT RESPECT WEEKENDS
Set a due day for each debt and DelDebt shifts reminders to the last business day before it. Export all payments to your calendar (.ics) with built-in alerts.
TRACK YOUR PROGRESS
Log payments, watch progress bars fill, keep a month streak going, and see your payment history by month.
PRIVATE BY DESIGN
No signup needed and no ads: the whole plan works on your device alone. An optional account adds two things - your debts sync across your devices, and AI tips look at your numbers. Debt names never leave your device: the model sees "Debt 1", "Debt 2" and the amounts, nothing else. We never sell your data.
AI TIPS (PLUS)
Your numbers, read out loud: what is worth refinancing, which minimum payment is a trap, where to send a bonus, what to close early. The calculator does the math - the model only explains. One tip set per month is free; Plus removes the limit.
This is a calculator and planner, not financial advice.
Plus subscription
• "Plus, 1 month" — 1 month
• "Plus, 1 year" — 1 year
Subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the period. Payment is charged to your Apple ID on purchase confirmation. You can manage and cancel renewal in your Apple ID settings.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://deldebt.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• If the server is updating or you're offline, you now see an "Updating…" screen instead of an error — the app reopens by itself once the connection is back.
• Plus purchases are now reliably linked to your account and show up on all your devices.
The developer, Andrei Kramarenko, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Andrei Kramarenko
- Size
- 9.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Plus (1 month) $1.79
- Plus (1 year) $11.90
- Copyright
- © 2026 Andrei Kramarenko