Mortgage Estimator : Plan EMI
Home Loan Payment & Payoff
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Type a price and rate: see the real monthly payment, the total interest, and the exact month you own it. Add $100 extra and watch the years fall off the loan.
Your real monthly mortgage payment in about ten seconds.
Enter price, down payment, rate and term — see the full payment with tax and insurance, the total interest, and the exact month the loan ends.
No sign-up, no internet needed, no numbers leaving your phone.
Most calculators hand you one number and stop. This one shows where that number comes from, and what changes the moment you change anything.
WORK OUT THE REAL NUMBER
• Monthly principal and interest, plus property tax, home insurance, mortgage insurance (PMI) and HOA dues in one figure — not the stripped-down payment a listing quotes
• Total interest paid over 15, 20 or 30 years, or any custom term
• A full amortization schedule, month by month or year by year, showing exactly how much of each payment goes to principal
• Add $100 a month and watch the payoff date move: extra payments monthly, once a year, or as a one-time lump sum
• Down payment and loan-to-value in both percent and currency, updating as you type
• Two scenarios side by side, so a lower rate with higher fees is easy to judge
• Affordability: start from a payment you are comfortable with and work back to a purchase price
BUILT TO BE FAST
• Everything recalculates as you drag a slider or type a figure — there is no calculate button
• Your inputs are saved, so reopening picks up your last scenario
• Save named scenarios and reopen them when a new rate quote arrives
• Any currency and date format
• Schedules that stay readable on a phone screen, in light and dark themes
• Works offline, with no account to create and no data uploaded
PRO
Pro (pro_monthly or pro_yearly) unlocks unlimited saved scenarios, side-by-side comparison, the extra payment planner, the full amortization schedule exported as a spreadsheet or document, and removes ads. Everyday payment and interest calculation stays free. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless turned off at least 24 hours before the end of the current period, and you can manage or cancel it in your account settings.
WHO USES IT
First-time buyers checking what a listing really costs per month. Owners weighing a refinance offer against closing costs. Anyone deciding whether an extra $200 toward principal is worth it. Agents running quick numbers in front of a client.
Run your first scenario now — see the real cost before you sign anything.
Privacy Policy: https://devvratkalia.github.io/mortgage-estimator/privacy.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Devvrat Kalia, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Devvrat Kalia
- Size
- 40.3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Pro Yearly $9.99
- Pro Monthly $0.99
- Copyright
- © Dev_K