Saldy
Track your money by voice
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Say what you spent. Saldy writes it down, and tells you if you'll make it to the end of the month.
Saldy is a personal finance app for people who want to know where their money goes — without spreadsheets, and without handing their bank login to anyone.
LOG AN EXPENSE IN SECONDS
Say it out loud and Saldy writes it down: "spent 12 on coffee and 40 on petrol" becomes two transactions, categorised. The speech recognition runs on your iPhone, so no audio and no transcript ever leaves the device. You can also type it, or duplicate yesterday's coffee with one swipe.
SEE WHERE IT ACTUALLY GOES
Reports show how your spending changes month after month, how your net worth moves, which categories eat the most and which shops you keep going back to. Pick 3, 6, 12 or 24 months, tap any category to see the transactions behind the number, and export the whole thing to PDF.
KNOW IF YOU'LL MAKE IT TO PAYDAY
Add your rent, your salary and your subscriptions, and Saldy projects your balance 30, 60 or 90 days out — including the exact date you'd go into the red, before it happens.
BUDGETS THAT MAKE SENSE
Set a monthly limit per category and see how you're doing at a glance. Unspent money can roll over to next month. Transfers between your own accounts don't count as spending, so moving 500 from checking to savings doesn't look like you earned and spent 500 on the same day.
YOUR CATEGORIES, YOUR WAY
Use the ones that come with the app or create your own, with their own name, colour and icon. Correct a category once and Saldy remembers: the next time that shop appears, it lands where you said.
BRING YOUR HISTORY WITH YOU
Coming from another app? Export your transactions as CSV and import them. Saldy works out which column is which and shows you the first rows before saving anything.
166 CURRENCIES
Every account can be in its own currency. Everything is converted to yours automatically, with rates refreshed daily.
PRIVATE BY DESIGN
The AI that understands what you say and writes your summaries runs entirely on your iPhone. Nothing you dictate is sent to any company. Lock the app with Face ID or a PIN of its own, hide every figure with one tap when someone looks over your shoulder, and export or delete all your data whenever you want.
SALDY PREMIUM
A subscription unlocks voice entry, reports and PDF export, the cash forecast, on-device AI summaries and multi-currency conversion. Try it free for 7 days. Everything else — manual accounts, transactions, budgets, transfers and categories — is free and unlimited.
Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel them from your Apple ID settings.
Terms of Use (EULA): https://saldy.sesinit.com/terms
Privacy Policy: https://saldy.sesinit.com/privacy
Ratings & Reviews
The developer, Sesin IT Services IGT LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Sesin IT Services IGT LLC
- Size
- 4 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - iPad
Requires iPadOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
English and 7 more
- English, French, German, Italian, Japanese, Portuguese, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Saldy Premium Monthly $2.99
- Saldy Premium Yearly $19.99
- Copyright
- © 2026 Sesin IT
