UspendItrack
Finance
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Three cards, three billing dates, no categories. Import each statement and see every card on one dashboard — categorised, on a common month, entirely on your iPhone.
Most people carry three or four cards. Each statement arrives on its own date, in its own format, with no categories — so the only way to see what you actually spent last month is to open all of them and start adding up.
UspendItrack does that for you. Import each statement and every card lands on one shared timeline, categorised, so you get a single dashboard across all of them. No account, no bank login, and nothing leaves your phone.
ONE VIEW ACROSS EVERY CARD
• Import statements from any number of cards and banks
• Everything is placed on a common calendar month, so cards with different billing dates finally line up side by side
• Categories are applied automatically by rules you control — statements arrive with none
• Spend by card, by category, by merchant and by month
• Re-importing a statement you already have adds nothing; overlapping periods are handled for you
KNOW WHAT EACH CARD IS EARNING
• Set your own cashback and miles rates, per card
• See what your actual spending earned on each one
• Compare cards over the same period, from your own history rather than a marketing table
• Find the subscriptions and recurring charges buried across statements
PLAN WITH REAL NUMBERS
• Budgets per category, compared month to month
• Dashboard, month view and cashflow heatmap
• Subscriptions and recurring spend, worked out from your own history
• Snapshots you can restore, taken automatically as well as on demand
NOTHING LEAVES YOUR PHONE
• No account, no sign-in, no server, no sync
• No analytics, no crash reporting, no advertising identifiers
• Your ledger is excluded from iCloud backup, so it does not even reach your own cloud account
• Export everything as CSV at any time — never restricted, never behind a purchase
IMPORT WHAT YOU ALREADY HAVE
• Built-in support for common Singapore statement formats, including DBS, OCBC, UOB, Citibank and PayLah
• Any other bank: export CSV from your bank and import that. The app asks which column holds the date, the description and the amount, then remembers it
• Every import is checked against the total printed on the statement, so you find out when something did not add up
MAKE IT YOURS
• Rules that categorise a merchant the same way every time
• Bulk edit: select many transactions and recategorise, annotate or mark them recurring in one go
• Group recurring expenses that arrive under different names
• Notes on any transaction, and manual entry for the cash the statement never saw
FREE, WITH ONE PURCHASE
Five statement imports are free. If you want more, a single purchase unlocks unlimited importing for good. Everything else is unrestricted either way — viewing, editing, categorising, budgets, reports and CSV export — and anything you imported before the limit stays fully usable forever.
A NOTE ON THE TRADE-OFF
Because nothing is stored in a cloud, a new phone starts empty. Your data moves across by exporting CSV and importing it on the new device, which takes a minute and requires no account. That is the cost of the promise, and we would rather state it here than have you discover it later.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Boon Keat Gan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Boon Keat Gan
- Size
- 7.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Unlimited Imports $5.99
- Copyright
- © Boon Keat Gan
