Budler: Budget Expense Tracker

AI money coach & spending log

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

One payment, yours forever. Track every expense, set budgets that stick, and get coached by an AI with actual personality. Budler is for you. It's the personal finance app for people who want real answers, not reassurance. Budler is a free expense tracker, budget planner, and spending tracker for daily money management. Track expenses in seconds, plan a monthly budget, monitor bills and subscriptions, split spending across multiple accounts, and set savings goals you'll actually hit. FEATURES • AI Coach: Pick a personality — Supportive, Brutal, or Gen Z (plus Premium personalities BrainRot, Wealthy Mentor, and Romantic) — and get spending feedback that actually matches your mood. • Hours of Life (Premium): See every expense converted into hours of your income, not just dollars. A $45 dinner hits different when it reads "10.8 hours of your life." • Multi-Currency: Log expenses in any currency while travelling or spending abroad — Budler converts and tracks everything in your base currency automatically. • Budget Buckets: Split a monthly budget across spending buckets and track real-time spending against each one. • Bill & Subscription Tracking: Never get blindsided by a recurring charge again. • Savings Goals: Set a target, watch your progress grow, and check it off when you hit it. • iCloud Backup: Back up and sync your data across your devices — free, no subscription — or keep everything fully offline as a private money manager. • Works Offline: Every expense saves to your device first. No account, no sign-up, no bank login. BUDLER PREMIUM — ONE PAYMENT, YOURS FOREVER • 3 AI coaching sessions a month (the free plan includes 1) • Create, edit, and delete your own budget categories • Up to 3 accounts — Personal, Business, Joint, side by side • Hours of Life • BrainRot, Wealthy Mentor, and Romantic coach personalities No subscription. No recurring charge. One single purchase. Most finance apps are too gentle to actually change your habits. Budler isn't. Download Budler — the expense tracker and budget planner with an AI coach that judges you, in a good way.

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Budler now speaks your language: Spanish, Portuguese, German, French, Italian, Japanese, Korean, Simplified Chinese and Indonesian, alongside English. Change it anytime in Settings > Language — your AI coach follows along too.

The developer, Jong Yann Goh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Location
    • Identifiers
    • Usage Data
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
Jong Yann Goh
Size
65.7 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 9 more
  • English, French, German, Indonesian, Italian, Japanese, Korean, Portuguese, Simplified Chinese, Spanish
Age Rating
13+
In-App Purchases
Yes
Copyright
© 2026 Budler