Tally: Debt & Budget Tracking
Finance
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Now with full iPad support — a sidebar, list and detail side by side, and widgets made for the bigger screen. Your numbers still never leave your device.
Tally is a personal finance app built around one rule: your financial data never leaves your device.
No accounts to create. No bank connections to authorize. No cloud sync, no analytics, no third-party SDKs — just a fast, private way to see exactly where your money goes.
PRIVATE BY DESIGN
• Everything is stored locally on your iPhone or iPad, protected by iOS Data Protection
• Tally makes no network calls of its own — nothing you enter is ever sent anywhere
• Optional Face ID / Touch ID app lock
• Export your own data anytime as JSON or CSV — you control where it goes
TRACK EVERYTHING THAT MATTERS
• Log income and expenses by hand, with categories, notes, and splits across multiple categories
• See exactly how much of your spending is flexible (discretionary) versus fixed (essential)
• Search and filter your full history
• Quick-add templates and "repeat last" for common transactions
SUBSCRIPTIONS, UNDER CONTROL
• Every recurring charge grouped by monthly or annual billing
• Renewal reminders before you're charged
• Price-change history so subscription creep doesn't sneak up on you
PLAN YOUR WAY OUT OF DEBT
• Compare avalanche vs. snowball payoff strategies side by side
• Run "what if I paid extra" scenarios and watch your debt-free date move
• Track balance, APR, utilization, and full payment history per debt
ONE CALENDAR FOR EVERYTHING
• See every bill, debt payment, income deposit, and goal deadline on a single month view
• Log a payment directly from the day it's due
SET GOALS THAT MEAN SOMETHING
• Save toward something specific — a trip, an emergency fund, anything
• Link a goal to a real account balance or track it manually
• An honest on-track/behind read, not just a progress bar
TALLY PRO — OPTIONAL, ONE-TIME UNLOCK
• Apple Intelligence narrates your financial picture in plain language
• Ask questions about your own finances in a private, on-device chat
• A visual expense-flow diagram showing how your income splits across categories
• Every number is computed by the app first — the AI explains, it never calculates
• One-time purchase, no subscription — everything else in Tally is free forever
BUILT FOR HOW YOU ACTUALLY THINK ABOUT MONEY
• Dashboard KPIs: net cash flow, savings rate, runway, net worth, debt-to-income, and month-over-month trends
• Budgets — set a limit per category, or one overall monthly cap
• Available in English and Spanish
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Tally is now a real iPad app. The tabs become a sidebar, and Recurring and Debt show a list and its detail side by side, so you can move between subscriptions or loans without losing your place. Charts and cards are laid out for a bigger screen rather than stretched across it, and the widgets come in large sizes made for an iPad Home Screen.
The developer, Pablo Miranda, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Pablo Miranda
- Size
- 4.4 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English and Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Tally Pro $4.99
- Copyright
- © 2026 Pablo Miranda
