settled. - money owed, sorted.

track IOUs, receipts, and subs

$1.99 · Designed for iPad. Not verified for macOS.

Tracked, shared, settled. Log a loan, split a bill, or track a subscription. Keep every transaction straight with the people around you. NEVER LOSE TRACK OF IOUs Log what you lent or borrowed in seconds. Single payments or installment plans, with optional interest calculated automatically. See exactly what's outstanding, who's behind, and what's already settled, all in one ledger. SPLIT BILLS WITHOUT THE SPREADSHEET Snap a photo of any receipt and Settled reads the items for you. Assign items to whoever ordered them, split shared plates evenly, and let tax, tip, and discounts divide themselves proportionally. Everyone's exact share, done before your food gets cold. YOUR RECEIPTS NEVER LEAVE YOUR PHONE Receipt scanning runs entirely on-device with Apple Intelligence. Nothing is uploaded to a server to be read. Your spending stays private by design, not by policy. LOCKED TO YOU Protect your ledger with a PIN, Face ID, or Touch ID. Who owes you what is nobody else's business, even if someone picks up your device. ONE SCREEN, EVERYTHING THAT MATTERS Open the app and immediately see your net balance, what's due soon, your most recent activity, and how many open loans or receipts you're juggling. No digging through tabs to find out where you stand. YOUR BALANCE, RIGHT ON YOUR HOME SCREEN Add widgets to see your net balance, what you're owed, and what you owe without opening the app. Tap a Quick Actions widget to jump straight to logging a loan, a receipt, or a recurring payment. BILLS THAT COME BACK Track subscriptions and recurring bills alongside your loans. Weekly, monthly, or yearly, nothing recurring catches you off guard. SETTLE UP, THE EASY WAY Record a payment the moment it happens. Remind someone via text with one tap. When it's time to collect, export a clean, itemized breakdown image you can send to anyone, even if they don't have the app. GROUPS, PEOPLE, AND YOUR BALANCE WITH EACH Organize who you split with into groups: roommates, trip crews, the office lunch chat. See your running balance with every person at a glance. IPHONE, IPAD, AND MAC Settled runs on iPhone, iPad, and Mac (Designed for iPad), with layouts built for each screen. Split the bill on your phone at dinner and review your balances on your Mac the next morning. Everything syncs privately through iCloud. No account to create, no password to remember. --- Feature list: - Log loans & IOUs: either direction, single payment or installments, with optional interest - AI-powered receipt scanning, entirely on-device: no cloud upload (Requires devices that support Apple Intelligence) - Itemized bill splitting with proportional tax/tip/discount allocation - App lock with PIN, Face ID, or Touch ID - Home dashboard: net balance, due soon, recent activity, at-a-glance stats - Home Screen widgets: balances, stats, and quick actions - Recurring payment & subscription tracking (weekly/biweekly/monthly/yearly) - Payment history & one-tap "remind via text" - Shareable, exportable itemized receipt breakdown images - Group and contact management with per-person balances - In-app notifications when a loan or recurring payment is due - Available on iPhone, iPad, and Mac (Designed for iPad) - Private iCloud sync across your devices - Currency selection support

Ratings & Reviews

  • 5.0
    out of 5
    2 Ratings

what's new enhancements • added support for biweekly installments and recurring payments bug fixes • fixed display name on mac

Version 3.0

The developer, DAVID JONATHAN PASUMBAL, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • DAVID JONATHAN PASUMBAL
    Size
    • 5 MB
    Category
    • Finance
    Compatibility
    Requires iOS 26.6 or later.
    • iPhone
      Requires iOS 26.6 or later.
    • iPad
      Requires iPadOS 26.6 or later.
    • Mac
      Requires macOS 26.6 or later and a Mac with Apple M1 chip or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © David Jonathan Pasumbal
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.

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