Know Your Bills

What's coming, what to save

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Know Your Bills answers the question a banking app never does: what's coming, and how much should I be putting by? Write down what you pay and when. Every bill — weekly, monthly, quarterly, annual — is shown over the same period, so you can compare them honestly and see a heavy month before it arrives. TWO WAYS TO READ A YEAR Spread evenly tells you what to put aside each month: a £240 annual bill is £20 a month, every month, including the eleven when nothing is charged. The timetable — one of the analysis tools below — tells you which months actually bite. Both are right: they answer different questions, and the app is built around using them together. WHAT IT DOES, FREE • Every bill on one rhythm, so nothing is left out of the total • Savings pots, to put money aside against bills you know are coming • Reminders before a bill renews, and a note when a price changes • A name is enough to save a bill; everything else has a sensible default THE ANALYSIS TOOLS The timetable of what's really due each month, what's still to pay before payday, bills by any date range, charts and trends, splitting bills across a household, and export and backup. Try them free for 30 days: the trial is a free item from the App Store, which you start whenever you choose. After 30 days they close again unless you make a single one-off purchase, which keeps them for good. There is no subscription, nothing to cancel and nothing is ever charged automatically — and everything under "What it does, free" stays free either way. YOUR BILLS ARE YOURS No account. No sign-in. No analytics, no tracking, no advertising. Your bills live on your device and are backed up to your own iCloud, which we cannot read. The app makes one outbound request — for the list of help resources — and it sends nothing about you when it does. GETTING HELP The app lists free, independent UK debt and benefits services: Citizens Advice, Citizens Advice Scotland, Advice NI, StepChange and others. Those listings are never paid placements and never carry an affiliate link. That is a rule, not a preference. Know Your Bills organises and forecasts bills you enter yourself. It is not financial advice, it does not connect to your bank, and it never moves money.

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A new design to try, alongside the one you know. • New leads with what's left to pay before payday, split between your account and your savings pot, and a tick to say you've put this month's amount aside. Bills, Insights and More each get their own tab. Try it from the card on Home, or in Settings › Design, and switch back any time. • Clearer colours: every theme is easier to read, and orange now only means something needs your attention. • Smaller fixes: Add bill waits until you've typed before pointing out what's missing, and Help & account details no longer pushes Settings down as it loads.

The developer, Nairn Watt, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    Nairn Watt
    Size
    6.6 MB
    Category
    Finance
    Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.0 or later.
    Languages
    English
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    © 2026 Nairn Watt