Fondo: Budget Planner & Money
Expense tracker, bills & debt
Free · In‑App Purchases
Plan every paycheck, stay ahead of your bills and see what is safe to spend today. Your budget stays on your device, with no bank login and no ads.
Money feels calmer when it has a plan.
Fondo shows where your paycheck goes and what is safe to spend today, and it keeps all of it on your device. You never create an account or connect a bank, and there are no ads.
PLAN EVERY PAYCHECK
Plan where each dollar goes across necessities, bills, subscriptions, savings and debt, and always see what is left this cycle. Weekly, biweekly and monthly amounts become one honest monthly budget.
STAY AHEAD OF YOUR BILLS
Log spending in seconds and tick bills off as you pay them. Give a bill a due day and Fondo reminds you before it is due, then lets you mark it paid from the notification. Every subscription sits in one place, so nothing renews unnoticed.
SAVE MORE, OWE LESS
Set money aside each cycle and let auto-fund split it across your goals by priority, while your savings total grows in front of you. Track cards and loans, choose snowball or avalanche, and see which debt to pay first.
GO FURTHER WITH FONDO PRO
• What-if planner: try a raise, a new bill or a big purchase before you commit.
• Cashflow calendar: your balance day by day for the weeks ahead.
• Debt-free forecast: your payoff date, your payoff order and the interest along the way.
• Subscription radar: what every subscription really costs you per year.
• Plan unlimited months ahead, search every month and keep insights across your full history.
• Financial Freedom, Mortgage and Loan calculators, CSV export and encrypted backups.
• A private AI insight through Siri and Shortcuts, generated on your device on iPhones with Apple Intelligence (iOS 26 or later).
• Unlimited savings goals, debts and bill reminders.
• Accent themes and alternate app icons.
ON YOUR HOME SCREEN AND YOUR WRIST
The Fondo widget on your Home Screen or Lock Screen takes you straight to logging a spend. Log one from your Apple Watch, or use Siri and Shortcuts to log a spend or check your remaining budget. On iOS 18 and later, a Control Center control opens spend logging in one tap.
PRIVATE BY DESIGN
Everything is stored on your device and nothing is collected. Lock Fondo with Face ID, hide amounts with one tap, and keep a backup file that you control.
Available in English, Spanish and Arabic, with full right-to-left support and 30 currencies.
FREE AND PRO
Fondo is free to use. The budget, spend logging, app lock and full backups are free with no limits. The free plan also includes 2 savings goals, 2 debts, reminders for 3 bills, your last 3 months of history and planning one month ahead. Going over a limit never deletes anything. Pro is an optional monthly or annual subscription with a free trial, and the annual plan saves about 30 percent. Cancel anytime.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://common-report-52e.notion.site/Fondo-Privacy-Policy-3d6d1a9ccc8280b991caf64ec0d14e5e
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• The free plan now includes reminders for 3 bills, 2 debts, 2 savings goals and your last 3 months of history. Pro makes these unlimited.
• Planned months in Projections now show your dependents, savings and debt payments.
• New: rate Fondo from Settings.
• Fixes and improvements.
The developer, Adham Hammad, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Adham Hammad
- Size
- 50.9 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later. - Apple Watch
Requires watchOS 11.0 or later.
- iPhone
- Languages
English and 2 more
- English, Arabic, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Fondo Pro Annual $83.90
- Fondo Pro Monthly $9.99
- Copyright
- © 2026 Adham Hammad