The Finances

Expense tracker, no ads

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Free expense tracker with no sign-up and no ads. Widgets, Siri and iPad. Works offline, no bank linking. AI voice entry, recurring bills and cards are part of Premium. Tired of reaching the end of the month without knowing where the money went? The Finances is the expense tracker that keeps your accounts, spending and income in one place. Free, no sign-up, no ads, no bank linking and no internet required. Log an expense in two taps and see where it went the moment you do. With Premium, by voice too. WHY THE FINANCES • Free, no sign-up, no ads: just open it and go. Login is only for Premium and sync • No bank linking: you log it, you own it. No bank passwords, no account aggregation • Works offline: your data stays on your device • AI voice entry (Premium): say "groceries, 120 dollars" and the app fills in the amount, category and date • Real credit card statements (Premium): closing day, due day, installments and a reminder before the bill is due FREE ESSENTIALS • Quick entries: expense, income or installments, with filters by period, category and status • Categories your way, with icons and colors • Multiple accounts: personal, household or business, each with its own entries • Category summary with total spent, received and pending • Your currency, out of 32 options: dollar, euro, real and more • Light or dark theme, in English and 8 more languages PREMIUM • AI voice entry • Recurring bills: rent, subscriptions and salary log themselves every week, month or year • Credit cards: statements, closing cycles, installments and due-date reminders • Monthly budget per category, with an alert before you go over • Cloud sync across your devices • Shared accounts: invite someone and log together, always in sync • Export to CSV or PDF for any period • Submit feature requests PRIVACY Your financial data stays on your device. It only goes to the cloud, securely, while Premium is active and sync is on. The app collects anonymous usage data (such as screens and features used) to improve the product, never financial data. To turn it off, go to Settings → Account. PREMIUM SUBSCRIPTION • The Finances Premium Monthly — renews automatically every month • The Finances Premium Yearly — renews automatically every year The price is shown in the app, in your region's currency, before you confirm. Payment is charged to your Apple Account when you confirm the purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; the renewal is charged within the 24 hours before the period ends. You can manage or cancel the subscription at any time in Settings › Apple Account › Subscriptions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ The Finances Terms of Use: https://www.thefinances.com.br/en/termos/ Privacy Policy: https://www.thefinances.com.br/en/privacidade/

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What's new in 1.4: • Home Screen and Lock Screen widgets: your monthly balance at a glance and, with Premium, your top spending categories. • Siri and Shortcuts: say "Log an expense in The Finances" and the app opens with the entry ready to confirm; "Log by voice" jumps straight to voice capture. • iPad support with the two-column dashboard, free rotation and sheets sized for the large screen. • Eye button on the widgets to hide or show amounts, like banking apps. • Redesigned entry screens: Paid/Pending in the same style as Expense/Income, frequency and installments as selectors, card preselected on purchases and category always last.

Version 1.4.1

The developer, Jholdy Phillipy Damasceno, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • User Content
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Jholdy Phillipy Damasceno
Size
82.7 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and Portuguese
Age Rating
4+
In-App Purchases
Yes
  • Premium Yearly $19.99
  • Premium Monthly $1.99
  • Learn More
Copyright
© 2026 The Finances
  • Developer Website
  • Privacy Policy

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