10yearstime

Finance

Free · Designed for iPad. Not verified for macOS.

See the later cost of a coffee, treat, or sub. Calculate, scan a shelf price, cut back, and track goals — opportunity cost made clear. Small repeating spends add up. 10yearstime shows what a daily coffee, weekly treat, or monthly subscription could become over time — so you can choose with eyes open. HOW IT WORKS Enter an amount and how often you buy it. Pick a horizon (5–30 years) and an illustrative annual return. Instantly see cash spent, growth missed, and the total later cost — with a clear year-by-year chart. FEATURES • Calculate — turn any habit into spent, growth missed, and together over your horizon • Scan — point the camera at a shelf price; OCR locks the number and shows daily, weekly, monthly, and one-off later costs • Cut back — model skipping or reducing a habit; compare cash you keep with what that money could become if invested • Goals — add habits and cut-backs into a long-term total, set a target, and see progress by category WHO IT’S FOR Anyone who wants a clearer picture of opportunity cost before they tap “buy again” — not a bank, budget tracker, or investment product. IMPORTANT Returns in the app are illustrations only. 10yearstime is a calculator for opportunity cost, not financial advice, and does not guarantee future investment performance.

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The developer, MATTHEW JOHN BATER, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    MATTHEW JOHN BATER
    Size
    41.6 MB
    Category
    Finance
    Compatibility
    Requires iOS 16.4 or later.
    • iPhone
      Requires iOS 16.4 or later.
    • iPad
      Requires iPadOS 16.4 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    Languages
    English and 5 more
    • English, French, German, Japanese, Portuguese, Spanish
    Age Rating
    4+
    Copyright
    © 2026 10yearstime
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  • Privacy Policy