BudgetGen: AI Budget Planner
Know what's safe to spend
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
New: every subscription you pay for in one place, a heads-up before one renews, and what's safe to spend right on your Home Screen and Lock Screen.
Know what's safe to spend before payday.
Tell BudgetGen what you earn and spend, in plain words. It works out what's safe to spend, and answers any question about your money.
JUST ASK
Ask the way you'd ask a friend who's good with money:
"How much can I spend until payday?"
"Can I afford a $60 dinner on Friday?"
"Where does my money go?"
Every figure is worked out from your own pay, bills and balances.
SAFE TO SPEND, EVERY DAY
BudgetGen knows your bills before they hit. It sets them aside and shows what's really yours to spend until your next payday.
BILLS, WITH A REMINDER
See what's due before payday. Get a heads-up the day before each bill, and a warning if you're heading short.
BUDGETS THAT FIT YOUR PAY
Set a limit for each category and see how it's going. Ask for a suggested budget, and BudgetGen fits one to what you're actually paid.
GOALS WITH A PLAN
Saving for a trip or a rainy day? See what to put aside each payday to get there on time.
SNAP A RECEIPT
Take a photo and it's read for you. Check it, then save it with one tap. Or add spending by tapping +, or just tell the chat.
YOUR ACCOUNTS IN ONE PLACE
Bank accounts, credit cards, loans and investments: what you have, what you owe, and how much credit is left on a card.
PLAN TOGETHER
Invite your partner and share the same bills, the same budgets, the same picture. One subscription covers you both.
NO BANK LOGIN
BudgetGen doesn't connect to your bank. Setting up takes about two minutes: your pay, your rent and bills, and what's in your account.
PRIVATE BY DESIGN
Your plan is used only to run BudgetGen for you. It's never sold, there are no ads, and you can delete it anytime.
BudgetGen works in English, in your own currency: Canadian and US dollars, pounds, euros and many more.
SUBSCRIPTION
BudgetGen needs a subscription. One subscription covers you and your partner.
Yearly: $49.99 a year, with a 7-day free trial for new subscribers
Monthly: $9.99 a month
These are the prices in the United States and Canada, each in its own dollars. Prices in other countries vary; the App Store shows yours. Payment is charged to your Apple ID when you confirm the purchase, or when the free trial ends. Your subscription renews automatically unless you turn off auto-renew at least 24 hours before the end of the current period. Manage or cancel it in your iPhone's Settings, under your name, then Subscriptions. Fair limits apply to the questions you can ask each day and the receipts you can send each month.
BudgetGen is a tool for understanding your own money. It is not financial advice, and it never moves your money. AI answers can be wrong, so BudgetGen works out every figure itself and asks you to confirm before any change is saved.
Privacy Policy: https://budgetgen.app/privacy
Terms of Use: https://budgetgen.app/terms
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
SUBSCRIPTIONS, ALL IN ONE PLACE
• Connect your bank and BudgetGen finds your subscriptions for you: streaming, music, apps, gyms and memberships, with what they cost you each month.
• Typing your numbers in? Add your own from a list of popular services in a few taps.
• Find them under Finances → Subscriptions, or just ask in the chat: "What do I subscribe to?"
• New ones and price changes are flagged, so nothing sneaks up on you.
KNOW BEFORE IT RENEWS
• Get a reminder before a monthly or yearly subscription renews. Choose 1 week, 2 days or 1 day ahead in Settings → Reminders.
HOW TO CANCEL
• Tap any subscription for the steps to cancel it and a link to the right page. BudgetGen never sees your logins and doesn't cancel anything for you; it just shows you the way.
• Already cancelled one? Tap "I cancelled it" and we'll stop counting it. If it charges you again, we'll let you know.
WIDGETS
• Add BudgetGen to your Home Screen to see what's safe to spend at a glance, with a bar that fills toward payday.
• A Lock Screen widget too. It shows your amount only if you turn that on.
A FASTER CHAT
• The suggestions in an empty chat now answer instantly.
• If a question takes longer, BudgetGen tells you it's still working.
CONNECTING YOUR BANK, MADE EASIER
• Before you start, we tell you which login to have ready: the one for your bank's own app or website.
• Clearer messages if your bank turns down a login or asks you to try again later, and a fresh start when you tap Try again.
• Prefer not to connect? You can enter your numbers yourself instead, anytime.
ALSO
• Each budget category now has its own icon.
• An Add button on every Finances tab.
• "Paycheck" for those who say paycheck, "paycheque" for those who say paycheque.
• Bug fixes and small improvements.
The developer, Austin Pennyfeather, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Austin Pennyfeather
- Size
- 110.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
13+
- 13+
- In-App Purchases
Yes
- BudgetGen Monthly $9.99
- BudgetGen Yearly $49.99
- Copyright
- © Phileo Solutions
