Loan IQ - Mortgage calculator
PITI, Refinance, Amortize
Free · Designed for iPad. Not verified for macOS.
New: Compare up to 4 loans side-by-side. Full PITI mortgage calc with taxes, PMI & HOA. See your real payoff date in seconds — 100% offline.
Stop guessing what your loan actually costs. This is the only calculator you need for mortgages, auto loans, refinancing, and the big "can I afford this" questions — with real amortization schedules, not just a monthly payment number.
WHY THIS CALCULATOR
Most loan calculators give you one number and stop. This one shows you the full picture: total interest, payoff date, break-even points, and side-by-side comparisons — so you can actually make a decision, not just do math.
CORE CALCULATORS
- Standard Loan Payment — principal, interest, total cost, payoff date
- Full Mortgage (PITI) — taxes, homeowners insurance, PMI, and HOA fees included
- Auto Loan Calculator — trade-in value, sales tax, fees, and down payment
- Affordability Calculator — tell us your budget, we'll tell you your max loan
- Refinance Break-Even — see exactly how many months until refinancing pays off
- Rent vs. Buy — compare long-term wealth building between renting and owning
PLAN LIKE A PRO
- Extra Payment Simulator — see how one extra payment a month changes your payoff date and interest saved
- Side-by-Side Comparison — stack up to 4 loan options at once (15-yr vs 30-yr vs ARM)
- Full Amortization Table — month-by-month and year-by-year principal/interest/balance
- ARM Support — model rate caps and adjustment periods
- Multi-currency support with regional compounding rules
BUILT FOR REAL DECISIONS
- Visual charts — see payment breakdown and interest-vs-principal over time at a glance
- Save multiple loan profiles — compare "Property A" vs "Car Option B" anytime
- Export PDF & CSV reports — share a clean summary with your lender, agent, or spouse
- Works 100% offline — no signal needed, no data used
WHO THIS IS FOR
Homebuyers comparing mortgage offers. Car shoppers who want the real total cost, not the dealer's number. Anyone deciding whether to refinance. Renters wondering if buying actually makes sense. First-time buyers who don't know what PITI even means (we'll show you).
No signup. No subscription required to use the core calculators. Download once, use forever.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Mehdi Messadi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Mehdi Messadi
- Size
- 34.5 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPad
Requires iPadOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © FUKARA
