Recta: Money & Household

Accounts, cards and spending

Free · Designed for iPad. Not verified for macOS.

Recta keeps your money and your household's in one place. Log an expense in seconds, see every account balance at a glance and follow cards, invoices and goals without a spreadsheet. FAST LOGGING • Big amount, category suggested from what you use most, account and date in one tap. • Installment purchases on the card, each one on the right invoice. • Split an expense with the people you live with, repeat entries and add notes. • Mark as paid or pending; overdue bills stand out. • Capture shortcuts, Siri and Shortcuts: "Hey Siri, log an expense in Recta". YOUR MONTH • Home with total balance, an account carousel and the month summary (income, spending and top categories). • Spending by category chart and recent activity. • Customize Home: comparison with last month, fixed vs. variable spending, budget vs. actual, spending by day and a 6-month balance forecast. • Home Screen widget with your balance and the month's spending. CARDS AND INVOICES • Used and available limit, closing date, due date and the best day to buy. • Month-by-month invoice with purchases, installments and payments; pay the invoice from an account. • Reserve money in an account to pay the card. PLAN • Savings goals with progress and contributions. • Budgets by category, with an alert for how much you have used. • Recurring entries: subscriptions and fixed bills posted for you. REPORTS • Month summary, income vs. expenses, spending by category and balance over time. • Export the month sheet as PDF, image or spreadsheet. • Monthly recap with the highlights of your spending. STATEMENT • Entries grouped by day with a daily total, search and filters by account, category and type. • Swipe to delete (with undo) or mark as paid. HOUSEHOLD • Use the same Recta account as the web app and switch between the households you belong to. • Invite the people you live with; read-only members see everything without changing anything. ON APPLE WATCH • Log an expense from your wrist: turn the Digital Crown to set the amount or dictate it, with one-tap favorites and Undo. • Your balance, the monthly budget ring, today's spending and alerts for upcoming card bills and bills. • Complications and Smart Stack to see your month and log right from the watch face. ON IPAD • A layout made for the big screen: sidebar, list and detail side by side, and Home as a grid. • Works in landscape, portrait and resizable windows, with keyboard and trackpad: ⌘N logs an expense and ⌘F searches. PRIVACY • Hide balances with one tap. • App lock with Face ID, Touch ID or your device passcode. • No ads and no tracking: your data is only used to run the app. Available in English, Portuguese, Spanish, French, Japanese, Russian, Chinese and Arabic, with light and dark themes. Privacy: https://recta.app/privacy Terms: https://recta.app/terms

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• Recta on Apple Watch: log an expense from your wrist with the Digital Crown or by dictating, with one-tap favorites and Undo. • On the watch: your balance, the monthly budget ring, today's spending and alerts for upcoming card bills and bills. • Complications and Smart Stack to see your month and log right from the watch face. • Card bill reminders with "Open bill" and "Remind me tomorrow". • Settings › Capture shortcuts shows how to install Recta on your watch. • The widget stays up to date after you edit or delete a transaction. • Fixes and improvements.

The developer, Luciano de Souza, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
Luciano de Souza
Size
26.6 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • iPad
    Requires iPadOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
  • Apple Watch
    Requires watchOS 10.0 or later.
Languages
English and 7 more
  • English, Arabic, French, Japanese, Portuguese, Russian, Simplified Chinese, Spanish
Age Rating
4+
Copyright
© 2026 OPrimoDev