Tallypad - Who Owes Who

Loans tracker between friends

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Someone covers your lunch. You get the next round. Three weeks later nobody can remember who's up. Tallypad keeps the score so you don't have to. Add what you lent or borrowed, and each friend carries a running balance until you settle up. SIMPLE BY DESIGN Four screens, no menus to learn. A big keypad for the amount, a tap to say who it was with, and you're done. The save button tells you exactly what you're about to record — "Maya owes $42.50" — so there's no guessing. ONE BALANCE PER PERSON No fiddly per-loan bookkeeping. Every friend has one number: what they owe you, or what you owe them. Settling up is a single tap that wipes the slate, or you can pay off part of it and leave the rest running. MANY CURRENCIES, NEVER CONVERTED Lend euros on holiday and dollars at home, and Tallypad tracks them side by side. It never invents an exchange rate, because a made-up rate turns a real record into a wrong one. Each currency settles on its own. RECEIPTS Attach a photo to any entry, for the times "what was that for?" needs a better answer than memory. SHARE THE RECEIPT, NOT JUST THE TOTAL Send a friend a clean summary showing the balance and every entry behind it, with the reason and date for each. Ends the argument before it starts. A WIDGET FOR THE AWKWARD BIT Keep what you're owed on your home screen, so you remember to ask. YOUR DATA STAYS YOURS There is no Tallypad account, no login, and no server. Everything lives on your iPhone. Turn on iCloud sync and it moves between your own devices through your private iCloud database — which belongs to your Apple Account, not to us. We never see any of it, because there is nowhere for it to go. FIXING MISTAKES Tap any entry to change the amount, reason, date or direction. Deleting asks first, and tells you what goes with it. No ads. No analytics. No sign-up. Just a tally.

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Set a reminder on any loan — tomorrow, in a week, or a time you pick — to pay someone back or check whether they've paid you. Also minor fixes.

The developer, Dual Node Labs LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    Dual Node Labs LLC
    Size
    1.8 MB
    Category
    Finance
    Compatibility
    Requires iOS 26.0 or later.
    • iPhone
      Requires iOS 26.0 or later.
    • Mac
      Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.0 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © Dual Node Labs LLC