Zoi Network

Building offline payments

Free · Designed for iPad. Not verified for macOS.

Zoi Network: building payments that work when the internet doesn't Payments should work wherever people are, not only where there is a signal. Zoi is building an offline-first payment network. One phone passes a payment to a nearby phone over Bluetooth, and phones around them witness it. The moment any phone on the path is back online, the payment settles. Stadiums, metros, festivals, ferries, blackouts, remote towns. A network like this needs phones everywhere. The Zoi app is how you join it from day one. WHAT YOU CAN DO TODAY • Sync every 4 hours: one tap keeps you active in the network and adds ZOI points to your balance. • Keep your streak: sync once a day and each sync counts for more. A shield every 7 days covers a missed day. • Bring your friends: each active friend adds to your syncs. • See your activity: your points, your streak and your friends in one place. • Follow the build: team updates and in-depth articles on how offline payments work. WHAT WE ARE BUILDING • Phone to phone: a payment passes over Bluetooth, with no internet needed. • Witnesses: nearby phones confirm what they see, so a payment can be trusted offline. • One spend only: the same payment can never be used twice. Each part ships in phases, and you can follow every step in the app. GOOD TO KNOW • Free to join. No hardware, no deposit, no fees, no in-app purchases. • Easy on your battery: a sync is one tap and nothing heavy runs in the background. • One phone, one account. • The app may show ads between screens. • Available in 19 languages. IMPORTANT ZOI are in-app reward points. They are not money, a cryptocurrency or an investment, and they have no cash value. They cannot be bought, sold, withdrawn, transferred or exchanged. Offline payments are in development and are not available in this version of the app.

Ratings & Reviews

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A new sync completion screen makes your points, streak bonus and network contribution easier to follow. We've also improved sign-in reliability and the update experience for smoother everyday use.

Version 1.0.1

The developer, ZOI LABS LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Location
    • Identifiers
    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Location
    • Contact Info
    • Identifiers
    • Usage Data
    • Diagnostics
    • Other Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
ZOI LABS LLC
Size
132 MB
Category
Utilities
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 18 more
  • English, Arabic, Azerbaijani, French, German, Hausa, Hindi, Indonesian, Japanese, Korean, Portuguese, Russian, Simplified Chinese, Spanish, Swahili, Thai, Turkish, Urdu, Vietnamese
Age Rating
4+
Copyright
© 2026 Zoi Labs LLC
  • Developer Website
  • Privacy Policy