Koino: Spending Journal
Log spending in plain words
Free · In‑App Purchases
Write what you spent like a message. Koino sorts it, charts it and keeps it private in your iCloud.
Koino is a spending journal you simply talk to. Write "coffee 3.50" or "Mercadona 42 euros" and it becomes a clean, categorized expense — no forms, no spreadsheets.
WRITE IT LIKE A MESSAGE
• Plain-language entries in English or Spanish: amount, merchant, category and date understood for you.
• Every category shows why it was chosen, and Koino learns from your corrections.
• Snap a receipt or dictate it.
APPLE PAY, AUTOMATICALLY
• Add a Shortcuts automation for Wallet and every card payment appears in Koino as "Purchase detected", ready to confirm.
SEE WHERE IT GOES
• Insights with clear charts by category, merchant and week.
• A spending calendar, a monthly budget and weekly targets.
• Subscriptions detected from repeated charges, with upcoming renewals and price increases.
• Ask in your own words: "How much did I spend on food in September?"
PRIVATE BY DESIGN
• Your data lives on your device and in your private iCloud. No accounts, no bank logins, no ads, no tracking.
• Smart features run with Apple Intelligence on your device when available.
EVERYWHERE YOU ARE
• Home Screen widgets, Siri and Shortcuts.
• Koino for Mac with a full journal table, synced through iCloud.
• Multiple currencies with automatic conversion.
Koino includes a 7-day free trial. Then subscribe monthly or yearly to keep adding expenses; your history always stays readable.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy: https://josegober.com/koino/privacy.html
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Gober S.A., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Gober S.A.
- Size
- 3.6 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 26.0 or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English and Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Koino Plus Monthly $2.99
- Koino Plus Yearly $22.99
- Koino Monthly $1.99
- Koino Yearly $12.99
- Copyright
- © 2026 José Gonzalez
