Stack'd Finance
Local-first money tracker
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Stack'd is a personal finance tracker that keeps your money on your phone. Wallets, transactions, budgets, loans and tags live in the app's own storage: no account to create, no servers of ours, no tracking, no ads.
WHAT IT DOES
- Wallets for the accounts you actually keep: bank, card, cash, savings, credit card, each in its own currency.
- Log an expense, an income or a transfer in a few taps, with a note and tags. Each category keeps its own tags, so the right ones come first.
- Attach receipts: take a photo, pick one from your library or add a PDF. Export every receipt of a period as one PDF.
- Repeating logs: set rent or a salary once and the whole series is written out ahead of time. Edit one occurrence, this and the following ones, or the entire series.
- Goals: a monthly budget per category, showing what is spent, what is still committed by repeating logs, and how the month will actually end.
- Debt simulator: enter an amount, a rate and a duration and read the full schedule, instalment by instalment. Track a real loan and progress follows your payments.
- Import a bank statement as CSV, camt.053 or MT940. Stack'd maps the columns, skips what you already logged, pairs transfers between your own wallets, and shows a review before anything is saved. The file itself is never kept.
- A home screen you compose yourself: your balance as a trend line you can swipe to each month's net, nine widget types (one shows every account at a glance) that you arrange with a long press, plus Smart Insights that point out what changed this month.
- Light and dark, in English, French, Italian, Spanish and Portuguese.
HONEST NUMBERS
A balance is never a number someone typed in. It is the sum of the logs behind it, recomputed every time, so what you see always matches what you recorded. Loan maths runs in whole cents, so a schedule adds up to the cent.
YOUR DATA STAYS YOURS
No user accounts. No cloud sync. No analytics, no advertising identifiers, nothing sold or shared. Back up all your data into one file, daily if you like (on iPhone, straight to your own iCloud Drive), and restore it in one tap; export it as CSV any time. Receipt photos stay on your phone and are not part of the backup.
WHAT IT COSTS
Free with up to two wallets and the categories the app ships with. Stack'd Pro is a one-time purchase that lifts both limits for good, with no subscription. Anything you have already recorded always stays visible and editable.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
New Home Screen widgets: account balances, income vs expenses, categories, budgets, upcoming payments, your balance curve and a quick add. New Smart Insights tab: tips from your own entries. Drag along the Home charts to read any day or month. Hide the amounts on Home with a shake. Tap a ring slice to see its category. A simpler period picker. Order your accounts with a long press. Add, rename and merge tags in Settings.
The developer, Eugenio Maria Calvaresi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Eugenio Maria Calvaresi
- Size
- 9.2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Stack'd Pro $3.99
- Copyright
- © 2026 Eugenio Maria Calvaresi