FynQ: Expense Tracker
Budget, save, spend smarter
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
New: loans with monthly payments, dual-currency cards and an upcoming payments widget. Log an expense in 5 seconds and see how your month will end.
FynQ is the expense tracker for people who want to know where their money goes without wrestling with a spreadsheet.
Log an expense or an income in under five seconds, let your recurring payments record themselves, and open the app to see, at a glance, how much you have spent, how much you have saved, and where the month will land.
YOUR MONTH ON THE FIRST SCREEN
• Period balance, income, expenses and savings rate, with no menus in between.
• End-of-month forecast: where you land at this pace, and how much you can spend per day.
• Analytics per currency, with your largest spending by category.
SUMMARIES WRITTEN WITH AI
• Every morning, three sentences on what happened to your money yesterday.
• Every month, a clear read on how you closed it.
• For guidance only — not financial advice.
RECURRING PAYMENTS ON AUTOPILOT
• Salary, rent and subscriptions log themselves: weekly, biweekly, monthly or yearly.
• See the next charge date before it arrives.
• The subscription detector flags repeat charges you may have forgotten.
BUDGETS AND GOALS
• Weekly or monthly limits that tell you when you're close and when you've gone past.
• Savings goals with progress, days remaining, and how much to put in each month.
SEVERAL CURRENCIES
• Accounts in more than 40 currencies.
• The total of all of them converted into yours.
REMINDERS THAT HELP
• A heads-up before every recurring payment.
• A daily nudge to log, skipped if you already logged something that day.
• A Sunday summary and a heads-up before the month closes.
• Each one can be turned on or off on its own.
EXPORT WHENEVER YOU WANT
• CSV that opens in Excel and Google Sheets.
• PDF with a summary and a formatted table.
FREE, FOREVER
The Free plan includes unlimited expenses and income, 3 accounts, 3 custom categories, 1 budget, 1 savings goal and 1 AI analysis per month. No card required.
FYNQ BASIC
Removes every limit and adds the daily AI summary, the end-of-month forecast, the subscription detector, and export to PDF and Excel.
• Monthly: USD 2.99, with a 7-day free trial.
• Yearly: USD 24.99, which works out to USD 2.08 a month.
The subscription renews automatically unless you cancel at least 24 hours before the current period ends. Payment is charged to your Apple account on confirmation of purchase, and you can manage or cancel it in your account settings.
Terms of Use: https://fynq.site/en/terms
Privacy Policy: https://fynq.site/en/policies
Support: support@fynq.site
Ratings & Reviews
What's new in 1.1.0:
• Loans: a new account type with its own section, interest rate and monthly payment. Payments count in your summary, analytics, forecast and fixed payments.
• Fixed payments for loan and credit card installments as transfers, with currency conversion.
• Dual-currency cards: track debt in local currency and USD under one shared limit, and pay each separately.
• Account preview with its transactions: edit, pay or delete right from there.
• Reorder your accounts by dragging them; the order syncs across your devices.
• New accounts chart: available balance, debt per card and net worth.
• New "Upcoming payments" widget for the Home Screen and Lock Screen.
• Pick an icon for your custom categories.
• Your main currency now comes first, and your savings rate is calculated in it.
• Adjust balance now updates today's balance and keeps the starting one.
• Fixes: editing a card limit now saves, and cross-currency payments use the correct exchange rate
The developer, QALI-T Sociedad De Responsabilidad Limitada, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- QALI-T Sociedad De Responsabilidad Limitada
- Size
- 28.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 2 more
- English, French, Spanish
- Age Rating
18+
- 18+
- In-App Purchases
Yes
- Basic Yearly $24.99
- Basic Monthly $2.99
- Copyright
- © 2026 QALI-T S. de R.L
