Who Owes Me — credit book
Record credit and payments
Free
Free during launch. Record a sale on credit in ten seconds, see every balance at a glance, and send a polite reminder on WhatsApp when it is time to be paid.
Who Owes Me is a simple credit book for shops, market stalls, side hustles, and for money friends and family owe you.
Record in seconds
Tap the amount on the keypad. Give credit, receive payment — ten seconds, one hand, mid-sale.
Every balance at a glance
One line per person, sorted by who owes the most. Someone can owe you in two currencies at once: both stay separate, and nothing is ever converted. A rate is a guess; a ledger is a record.
Reminders that get you paid
A polite message with their name and their balance, ready to send on WhatsApp or SMS, written in the language you chose for that customer. You press send. Nothing goes out behind your back.
Works offline
Record a sale with no signal and it saves on the phone, then syncs when you are back. Built for the connections this app is actually used on.
Your book, your data
Export everything as a spreadsheet whenever you like. Delete your account and it is really gone.
Free during launch.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Fixes and improvements:
• A new install now starts on the latest version straight away.
• Saving is more reliable on a weak connection.
• Clearer statements and balances.
• Layout fixes for small phones and tablets.
The developer, Ken Edem, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Contacts
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ken Edem
- Size
- 65.9 MB
- Category
- Business
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Peotechnologies