Ormos: Cash Forecast

Cash flow, day by day & ahead

Only for iPhone

$9.99 · Designed for iPhone. Not verified for macOS.

iPhone

Ormos tells you, in plain words, whether you're going to be okay. Open it and the first thing you see is a short read of your next few months: "You're okay. Lowest $4,108 around Oct 15." No charts to decode, no jargon. If money gets tight, Ormos shows you the dip before it happens, so you can move a bill, push a savings transfer, or trim a spend, and watch your balance recover. Ormos is for anyone who'd rather know than worry. If you live in spreadsheets, you'll feel at home. If looking at your bank balance makes your stomach drop, Ormos keeps it calm and gentle. HOW IT WORKS Tell Ormos what's in your bank today, when you get paid, and the bills you know are coming. It projects your balance forward, day by day. You enter everything yourself: Ormos never connects to your bank, so there's nothing to link and no password to hand over. WHAT'S INSIDE • A calm summary: today's balance, your lowest point ahead, and a plain-English read of your forecast. • See a dip coming early, then try moving or trimming things until you're back above water. • The Sheet: a day-by-day grid, like a spreadsheet. Type over any number and everything after it updates. Clear a bill and type it on another day to move it, just for this month. • Budget: your usual month in one place. Paychecks (weekly, every two weeks, twice a month, or monthly), recurring bills, a monthly savings transfer, and what's left over. • Planned one-offs: a car repair, a flight, a bonus. Add it on its date and see it in your forecast. • Credit card tracking, with an optional monthly autopay that pays off the full balance from your bank. • A forecast chart from one month up to a year, with your lowest point marked and a low-cash cushion you choose. • Light and dark themes. • Backup and restore with a code you keep wherever you like. PRIVATE BY DESIGN • No account, no sign-up. • No ads, no tracking, no analytics. • Works fully offline. Your data never leaves your phone. Ormos won't do your banking for you. It just shows you what's coming, so you can stop guessing and get on with your day.

Ratings & Reviews

  • 5.0
    out of 5
    3 Ratings

Edits to today's column on the Sheet now save, and Adjust shows commas. New: a Saved box on the Chart shows how much you're putting away. New: back up and restore all your data as a file in Settings.

Version 1.0.2

The developer, JOSE MARIA CERRO, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    JOSE MARIA CERRO
    Size
    3.4 MB
    Category
    Finance
    Compatibility
    Requires iOS 15.0 or later.
    • iPhone
      Requires iOS 15.0 or later.
    • iPod touch
      Requires iOS 15.0 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © 2026 Jose Cerro
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.