Niyyam: Mutual Funds & SIPs
Finance
Free · Designed for iPad. Not verified for macOS.
Niyyam: Mutual Fund Investing & Financial Planning
Build financial discipline with Niyyam™ — a digital mutual fund distribution platform combining mutual fund investing with financial planning tools.
Explore mutual fund schemes, use 60+ financial calculators, complete digital KYC and onboarding, start SIPs or make lump-sum investments, manage investment mandates, and track your mutual fund portfolio from one place.
Niyyam™ is operated by Tech Margon Wealth Private Limited, an AMFI-registered Mutual Fund Distributor (ARN 360119).
60+ Financial & Goal Planning Calculators
Plan and evaluate different aspects of your financial journey with calculators including:
• SIP Calculator
• Lump-Sum Calculator
• Goal-Based Investment Calculator
• Crorepati SIP Calculator
• Retirement Calculator
• FIRE Calculator
• SIP Delay Cost Calculator
• Net Worth Calculator
• Asset Allocation Calculator
• Inflation Calculator
• ELSS Tax-Saving Calculator
• And other financial planning calculators
Calculator results are illustrative and based on user-provided assumptions. They should not be considered guaranteed returns or investment advice.
Explore Mutual Fund Schemes
Explore available mutual fund schemes across categories including:
• Equity Funds
• Debt Funds
• Hybrid Funds
• ELSS Funds
• Index Funds
• Other available mutual fund categories
Review scheme information and available fund details to support informed investment decisions based on your financial goals, investment horizon and risk considerations.
SIP & Lump-Sum Investments
Start and manage Systematic Investment Plans (SIPs) to invest regularly towards your financial goals.
You can also make lump-sum investments based on your financial goals, investment horizon, risk considerations and financial circumstances.
Manage your SIPs and supported investment mandates conveniently through the app.
Digital KYC & Onboarding
Complete your investment onboarding digitally through supported verification processes, which may include:
• PAN verification
• DigiLocker-based verification
• Secure identity verification
• e-Sign
• KYC-related processes
The exact onboarding steps may vary depending on your profile, eligibility and applicable requirements.
Portfolio & Holdings
Keep your mutual fund investments organized in one place.
View available information about:
• Mutual fund holdings
• Portfolio value
• NAVs
• SIP investments
• Investment transactions
• Portfolio performance
Key Features
• Access 60+ financial calculators
• Explore and filter mutual fund schemes
• View scheme and fund information
• Start and manage SIPs
• Make lump-sum investments
• Complete digital KYC and onboarding
• Register and manage investment mandates
• Track mutual fund holdings and portfolio information
• View NAVs and available performance information
• Receive important investment and portfolio updates
Security & Privacy
We take the security and privacy of your information seriously. Niyyam™ uses secure authentication, device verification and appropriate security practices designed to protect your account and personal information.
About Niyyam™
Niyyam™ is operated by Tech Margon Wealth Private Limited, an AMFI-registered Mutual Fund Distributor (ARN 360119).
Our guiding principle is simple:
Invest With Discipline.
Niyyam™ aims to make mutual fund investing more accessible, transparent and convenient while helping investors make informed and disciplined financial decisions.
Important Information
Niyyam™ is a Mutual Fund Distributor.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
Mutual fund investments do not offer guaranteed returns. Past performance is not indicative of future results.
The availability of schemes, features and services may be subject to applicable regulations, eligibility requirements and operational availability.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
What's New in v1.1.1
1. Fund Collections: Easily browse curated fund baskets and investment themes.
2. Deeper Fund Insights: Added interactive portfolio charts, fund manager details, risk metrics, and full holdings view.
3. Smoother SIPs: Improved SIP tracking, 2FA authorization, and action management (pause, top-up, cancel).
4. Payments & Performance: Faster UPI checkout, improved chart loading, and general bug fixes.
The developer, Tech Margon Wealth Pvt. Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Sensitive Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Tech Margon Wealth Private Limited
- Size
- 49.2 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - iPad
Requires iPadOS 16.4 or later. - Mac
Requires macOS 13.3 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Tech Margon Wealth Private Limited