Oslo Finanzas: Expense Tracker

Level up your money

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Does your month add up? Oslo tells you when budgets, fixed payments and instalments go past what comes in. Log even with no signal and see what's really yours. Your balance isn't what you can spend. Oslo takes out the bills due before your next payday and shows what's really left — then how much you can save today without falling short. Log an expense in seconds. Oslo explains every number in one sentence and never lectures: learning about money is part of the app. Level up your money, with Oslo and friends cheering you on. TODAY, AT A GLANCE • What's left until your next payday, and how much to save each day to reach your goal. • "Why do I have this available?" opens the whole calculation. • What's due soon, who owes you, what you spent and what you saved, on one screen. • Oslo reads your numbers and writes a calm note: where the money went and the next small step. A STREAK FOR YOUR HEALTHY DAYS • Your streak does not grow by spending more. A day counts when you're up to date and the day went well: nothing overdue, no account below zero. • "I didn't spend today" counts too: you never log something just to keep it alive. • Levels and achievements for steady habits, never for how much you logged. LOG IT IN SECONDS • Expenses, income and transfers, with a category, a date and a note. • Cash is ready from day one. If an account would go below zero, Oslo says so calmly. • Your whole history by day, with search and filters. ALL YOUR MONEY IN ONE PLACE • Cash, bank accounts and wallets, each in its own currency. Every balance comes from your movements. • Goals live in your accounts: turn an account, a pocket or a piggy bank into a goal, give it a target and a date — a trip in December, a new laptop, three months of rent put away. • Cards and loans: what you owe and your next payment. For a card, Oslo works it out from what you log in each statement period. NEVER MISS A PAYMENT • Add what repeats — phone on the 3rd, rent on the 5th, streaming on the 12th — and the one-off ones too. • A reminder on your phone before each date, for your bills and your debt payments. • Tap "Log the payment": Oslo records it and moves on to the next date. • Who owes you: what you lent, to whom and when it comes back, with reminders. WIDGETS ON YOUR HOME SCREEN Your streak, your next payment and a button to log, on the Home Screen and the Lock Screen. In the evening it asks "didn't you spend today?" — one tap keeps it alive. ASK OSLO, READ YOUR REPORTS (Personal plan) • Ask about your money in a chat and get answers based on your own accounts, goals, debts and payments. • Reports with charts showing where your money goes, period by period, plus your own categories and summaries. • Your week and your month by email, with one thing to try. One tap turns it off. YOUR LANGUAGE, YOUR CURRENCY English, Spanish and Portuguese, in your currency, wherever you live. Paid monthly, every two weeks or weekly. WORKS WITHOUT INTERNET Log with no signal: it stays on your phone and syncs when you're back online. PRIVATE BY DESIGN • Oslo records your money; it never moves it. No bank passwords, no bank connections, no ads. • Lock Oslo with Face ID, Touch ID or your passcode. • Sign in with Apple, Google or a link to your email. No passwords to remember. • Delete your account and your data at any time, from the app. FREE AND PLANS The Free plan includes Today, logging, history, accounts, goals, debts, reminders, who owes you, your streak and the widgets, with up to 3 accounts (Cash included), 3 goals, 3 debts, 3 payments and 3 people who owe you. The Personal plan lifts those limits and adds Oslo's assistant, the reports, your own categories, your summaries and your week by email. If a plan ends, nothing is deleted: anything beyond the free limits stays visible and counts, read only. Subscriptions renew automatically unless canceled at least 24 hours before the end of the period. Payment is charged to your Apple Account at purchase and at each renewal. Manage or cancel in your App Store account settings. Terms of Use: https://oslofinanzas.com/en/terminos Privacy Policy: https://oslofinanzas.com/en/privacidad

Ratings & Reviews

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What's new in 1.0.1: • Does it fit? When you set a budget, a fixed payment or a debt instalment, Oslo lets you know if more goes out each month than comes in, and cheers with you when it fits again. In Budgets, "The month at a glance" shows it all together. • Next month (Personal plan): plan the coming month with the income you expect and see if it fits. • Month by month (Personal plan): tap a month on a budget's chart to see its movements. • Clearer privacy: when you start, we tell you what we do with your data, and we ask before using AI. Change it anytime in More › Data and privacy. • My requests: every message you send us gets its own number, in More › Help and privacy. • If you have a plan, we email you 5 days before each renewal. • Full-screen celebrations for the moments that matter. • Oslo opens in light mode (dark if you choose it), starts faster on Android, and lots of small fixes.

Version 1.0.1

The developer, Duvan Vargas, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Diagnostics

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Location
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Duvan Vargas
Size
85.1 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 2 more
  • English, Portuguese, Spanish
Age Rating
13+
In-App Purchases
Yes
Copyright
© Duvan Vargas
  • Developer Website
  • Privacy Policy

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