Paycheck Paradox
Your path to financial freedom
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Make your paycheck optional: free calculators, articles, a podcast and a card benefit tracker. Pro adds market analysis, audio and our hourly trade log.
Paycheck Paradox helps you build wealth that doesn't depend on your job, with plain-English articles, a podcast, free financial calculators and a credit card benefit tracker, all in one app.
READ AND LISTEN
- Articles on investing, real estate, credit cards and breaking the paycheck cycle
- The Paycheck Paradox podcast, with background playback and lock-screen controls (episodes use AI-generated voices)
- Moves That Matter: short summaries of the market news behind the stocks we follow, with the sources linked
RUN YOUR NUMBERS (FREE)
- Freedom Date: when could work become optional?
- Compound Growth, Emergency Fund, Debt Payoff and True Cost of a Purchase
- Home: Mortgage Amortization with extra payments, Invest-First Home Budget, Rent vs Buy, Pay Off or Invest
- Parents: Custodial Account, Roth IRA for Kids, Teen Account, 529 College Savings and Trump Account
- Save your calculations with a free account and pick up where you left off on the web
MAKE EVERY CARD PAY YOU BACK
- Credit Card Benefit Tracker: log every credit and perk before it resets and see whether each card earns its fee
- Browse current card offers
- Family data sharing: share saved calculations and your card tracker with family
PAYCHECK PARADOX PRO
Pro adds Moves That Matter analysis and audio, our hourly trade log, and more. New accounts get 14 days of Pro free, no card needed.
Pro is an auto-renewable subscription, available monthly or yearly. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the end of the current period. Manage or cancel any time in your Apple Account settings. If you subscribe during a free trial, any unused portion of the trial ends when you subscribe.
Paycheck Paradox is education and commentary, not investment advice. Past performance does not predict future results.
Terms of Use: https://paycheckparadox.com/terms/
Privacy Policy: https://paycheckparadox.com/privacy-policy/
Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, YOTTADESIGN, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- YOTTADESIGN, LLC
- Size
- 59.4 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
13+
- 13+
- Infrequent
Realistic Violence
Guns or Other Weapons
- In-App Purchases
Yes
- Pro Yearly $59.99
- Pro Monthly $5.99
- Copyright
- © 2026 YOTTADESIGN, LLC

