Montra Money

Finance

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Just text what you spent. Montra logs it, sorts it, keeps you on budget and shows you where to cut back. No bank linking, no spreadsheets. Free right now. Montra is the budgeting app you just text. Type what you spent — "$14 chipotle" — and Montra logs it, sorts it into the right category, and updates your dashboard instantly. No forms. No spreadsheets. No linking your bank account. JUST CHAT • Log spending, income, transfers and more by typing it the way you'd say it • Montra picks the category and the date ("yesterday", "last Friday") • Fix anything by saying so: "actually that was $18" — and it remembers your categories • Ask questions: "where do I eat out most?" or "how much did I spend on gas this month?" BILLS AND PAYCHEQUES THAT LOG THEMSELVES • Set up rent, subscriptions or your paycheque once — Montra logs them on every due date • "How much am I paying for subscriptions?" — the answer is often a surprise CAN I AFFORD IT? • "Can I afford a new iPhone?" — answered from what you actually have left each month • See what a car would really cost you per month • "What if I spent $200 less a month?" shows how much sooner you'd hit a goal AN AI MONEY COACH • Ask "where should I cut back?" and get answers based on your own spending • See how this month compares to your normal — by the same day of the month BUDGETS, GOALS AND DEBTS • Set a monthly budget for any category; every purchase shows where you stand • Set a savings goal and a date — Montra tells you how much to save each month • Track a loan and see when you'll be debt-free REMINDERS ON DAYS YOU FORGET • One gentle nudge in the evening, only on days you haven't logged anything TRAVELLING? • Log in francs, euros or 25 other currencies — converted at that day's rate, totals stay in your own BRING IN YOUR HISTORY IN SECONDS • Screenshot your banking app, or upload a PDF statement or CSV • Review everything before it's saved — anything already logged is flagged so nothing counts twice BUILT ON TRUST • No bank linking, ever. Montra only knows what you tell it • Your data is never sold, and you can delete your account and everything in it anytime • The AI never does the math — every total, budget and goal is calculated by tested code Montra is built by a student founder and shaped by user feedback. It's free right now — try it and tell us what you think at support@montramoney.ca.

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The developer, Noah Schmeiser, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
Noah Schmeiser
Size
1.7 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Languages
English
Age Rating
4+
Copyright
© 2026 Noah Schmeiser
  • Developer Website
  • Privacy Policy