Reach: Savings Net Worth Trend
Savings rate, manual & private
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
How much do you really set aside, across all accounts? A few minutes a month, and you see how your balance develops. No transactions, no bank access.
How much are you really putting aside, across all your accounts? Your balance jumps with every paycheck and every bill. Reach: Savings shows you what is really left at the end: your net worth and your savings rate, worked out from your account balances. A few minutes a month, no transactions, no bank access.
ONE NUMBER PER ACCOUNT, ONCE A MONTH
On your reference day, you enter what's in each account: checking, savings, investments, a credit card or a debt. Reach subtracts debts and shows you the total, which is your net worth. You can also start with a single total and add accounts later. You can add earlier months from your bank statements, and your savings rate shows up sooner.
A SAVINGS RATE WITH A RANGE, NOT FALSE PRECISION
Your balance moves from month to month, because spending comes earlier in some months and later in others. A single number would look more exact than it is. So Reach gives a range for your savings rate, and your average very likely lies in it. A few months are not enough to read a rate from, so Reach collects first and shows your balance and what changed until then.
WHAT YOU SEE
• Your net worth and what changed since your last entry
• Your savings rate as an amount per month, with a range
• What percent of your net income you save, if you choose to enter what you take home each month
• For investments, kept apart: what you paid in and what price changes added or took away
• An estimate of when you reach a goal, like a trip or a bigger purchase, counted from the month you choose
• The math behind your savings rate, month by month
NO RETURNS, NO ADVICE
The estimate for your goal assumes no return and only carries your past savings rate forward. Reach shows what price changes added only as a look back, never as a statement about the future. Reach doesn't recommend investments, doesn't judge and doesn't compare you with anyone.
YOUR NUMBERS STAY YOURS
Reach doesn't read transactions and needs no access to your bank. That way no third party has to see your accounts. Your numbers are stored in the app on your device and, if you have iCloud backup turned on, there as well. There is no Reach account and no Reach server. No ads, no analytics. When you switch phones, there's an encrypted backup that only you can open with your recovery code. You can take all your balances with you as a table (CSV) at any time, readable in Excel and Numbers. If you like, lock the app with a PIN, Face ID or your fingerprint.
ONE REMINDER, NO PRESSURE
On your reference day, you can get one notification, without amounts. If the month is already entered, none comes. No streaks, no badges. If you skip a month, it's a gap, not a failure.
BUILT FOR EVERYONE
Reach gives you the answer first, in one sentence, before the chart. The app has been built for VoiceOver and TalkBack from the start. A test with blind users is coming.
EARLY ACCESS
During Early Access, every feature is free. If you join now, you keep the Pro core free for good. The basic features stay free for everyone, always. Before Pro costs anything, we'll tell you in the app.
Reach: Savings is not investment advice and does not replace financial or debt counseling.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
New: A goal you reached stays reached. If you used the money, for example for the trip, you mark the goal as redeemed. Your savings rate takes the planned expense out, and under “Redeemed goals” you see what you put aside and how much of it went into your goals.
You can also remove any month in History, for example one you entered by mistake.
Every feature is still free. Missing something? Write to hello@reachyourgoals.app, we read everything.
The developer, Charalampos Theocharidis, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Charalampos Theocharidis
- Size
- 46.1 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 6 more
- English, Dutch, French, German, Greek, Spanish, Swedish
- Age Rating
16+
- 16+
- Copyright
- © 2026 Charalampos Theocharidis