InstaBIZ is an All-in-One Corporate Banking and Business Banking app accessible to both ICICI Bank and Non-ICICI Bank customers. Manage your Business Account, apply for loans, check pre-approved offers, and handle all banking needs seamlessly - log in as a guest and avail multiple benefits.
Apply for an Instant Business Loan, Gold Loan, Instant Overdraft Loan, open a Secure Current Account, get Merchant Banking solutions, make instant payments via UPI & Bill Pay, Transfer Funds seamlessly, and manage your Business Account - all under one roof.
InstaBiz Offers:
From opening a Secure Current Account & Business Account to availing an Instant Business Loan, Gold Loan or Instant Overdraft Loan - InstaBIZ covers it all. Make seamless UPI & Bill Pay transactions, access full Merchant Banking solutions, process GST Payment, NEFT, RTGS & IMPS transfers, and manage end-to-end Corporate Banking & Online Business Banking needs - anytime, anywhere.
Features & Benefits of InstaBIZ:
Account Services
•Open a Secure Current Account & Business Account instantly with full digital setup
•Access your Business Account & Current Account for daily Banking needs
•View Business Account Balance, Mini Statement & Bank Statements
•Open and manage FD online, Debit Card & Forex Card
•Online Business Banking for seamless account management anytime, anywhere
Loan Services
•Instant Business Loan - quick disbursal Business Loan
•Gold Loan - leverage gold assets for instant funds via our digital Gold Loan process
•Instant Overdraft Loan up to Rs. 50 Lac - fast Instant Overdraft Loan & Business Loan approval
•Secured OD, Car Loan, Instant Car Loan Disbursement, Home Loan & Loan Against Property
Payments - UPI & Bill Pay
•Instant UPI Payment & Bill Pay - Fund Transfer, UPI, Pay to Mobile & Quick Fund Transfer
•Seamless GST Payment & hassle-free UPI & Bill Pay with auto-pay and payment reminders
•One stop solution for all types of Bill payments e.g. Credit Cards, Electricity, Mobile Recharge, FASTag & Insurance etc.
•NEFT, RTGS & IMPS transfers directly from your Business Account
Merchant Banking Solutions
•Merchant Banking with UPI & e-Rupi collections & analysis
•Instant settlement & voice/push alerts for ICICI Bank QR transactions
•Order soundbox, standee, sticker, and expression QR
•Manage everything via the Merchant Banking & Business Account InstaBIZ Dashboard
Import – Export Solutions from ICICI bank on InstaBIZ :
•Inward Remittance settlement credit within 1 hour
•Instant Exchange Earners Foreign Currency (EEFC) account balance conversions into INR
•Trade OneView Dashboard for complete view of all trade related transactions
•Trade Online Activation
•Bank Guarantee Issuance in 3 hrs
•Outward Remittance & EPC-PCFC request submission
•Export & Import Bill Regularisation
•Trade related approvals
•Share Swift Code of ICICI Bank with Overseas Buyers
•Updation of Importer-Exporter Code (IEC)
•FxOnline deal booking, Fixed Deposit backed Forward Contract Booking
Whether you need an Instant Business Loan, Gold Loan, Secure Current Account, Business Account, UPI & Bill Pay, Merchant Banking, Instant Overdraft Loan, GST Payment, Online Payment or full Corporate Banking solutions - InstaBIZ is your one-stop Online Business Banking app.
For feedback or queries, write to corporatecare@icici.bank.in
Your platform should make maximum use of current technology to simplify life for consumers, but unfortunately the process feels unnecessarily difficult and frustrating.1. The prefilled fields are confusing. I kept getting an error message saying “no special characters allowed” and spent more than 5 minutes trying to figure it out, only to realize the issue was caused by your own prefilled text boxes.2. If NEFT and RTGS have different transaction restrictions, why not validate and filter this during data entry itself? Our payment was returned because RTGS was used for an amount below ₹5 lakhs — something your system could easily have prevented upfront.3. Why is copy/paste disabled for account number fields? This creates unnecessary hassle and increases the risk of manual entry errors.Overall, the system needs to be more user-friendly and designed around customer convenience rather than making simple transactions complicated.
Developer Response
Dear Ram, We understand the disappointment this may have caused. To assist you further on this, we request you to share us a mail specifying your issue on corporatecare@icicibank.com. This would help us in understanding the problem. Upon receiving the same, we will work on the issue and will resolve it at the earliest. Sincerely, Team ICICI Bank.
Used to love it
guptashubham30
I used to love this app. But this latest update but login too much slower and overall app slower. Even on iPhone 17 pro, Face ID or mpin login takes minutes to open which should actually open in 2-3 seconds. Upi collect request option is not directly in UPI section. It’s frustrating and takes years when we’re standing somewhere to do payments. Please fix this asap in next update.
Developer Response
Dear Gupta shubham, we understand the disappointment this may have caused. To assist you further on this, we request you to share us a mail specifying your issue on corporatecare@icici.bank.in. This would help us in understanding the problem. Upon receiving the same, we will work on the issue and will resolve it at the earliest. Sincerely, Team ICICI Bank.
Terrible app. Use the website instead.
BudhlyaD
One of the worst iOS apps I have used. It hasn’t been updated for the large screen devices, so everything looks big and wonky. The images are not retina optimized, so they’re blurry and low-res. The app isn’t optimized for iPhone X or later, so screen headings get hidden behind the notch. It keeps logging you out randomly, so you have to log in again instead of doing actual transactions. There’s many more frustrating bits about the app and it boggles my mind how can a bank like ICICI leave an app like this for the customers to use.
Developer Response
Hi, we regret the situation you found yourself in. We would be delighted to resolve this for you. Please send us a detailed description of any issues or concerns you had with our app to supportinstabiz@icicibank.com. Sincerely, Team ICICI Bank.
Buggy, atrocious app that fails and locks out customer
EternalMonk
The worst app I have ever been forced to use.Unfortunately ICICI doesn’t let you manage some functions via their website, forcing business customers to use this buggy app that crashes constantly while performing user verification. I required to change my login method after a name change. Despite repeatedly having to uninstall the app just to get it to work, it eventually failed, locking out and requiring manual intervention from the bank. And they still don’t have FaceID authentication implemented, forcing iPhone users to remember and manually enter complex passwords on their phones. Being forced to use this atrociously buggy app has resulted in a lot of lost time, and regret and dissatisfaction. ICICI needs to trash this iOS app and rebuild it from scratch to modern iOS coding standards.
Developer Response
Hi, we apologize for the inconvenience caused. We have already highlighted the issue to our team and they are working on it to resolve at the earliest. You will soon be able to download a new updated version of app that fixes this problem. Sincerely, Team ICICI Bank.
1. Discover the redesigned InstaBIZ experience, built for easier and more convenient banking.
2. Link and delink corporate IDs for up to 99 accounts directly from the dashboard for easier account management.
3. View all important bank communication letters conveniently in one place.
4. Manage multiple accounts seamlessly by linking them using OTP authentication with your existing corporate ID.
5. Explore our new financial dashboard for more personalized banking experience.
Version 15.0
The developer, ICICI Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
ICICI Bank Ltd
Size
208.1 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
iPad Requires iPadOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
