Introduction to Smart Search which provides a useful facility for the customer to search for transactions, payees, and features. Allows users to select from a range of images to be used on their PIN screen. Introduce the ability for users to elect to send an email payment receipt to the payee for external transfers. Allow a member to register for 2FA in an event they are required to change their password. Osko Harmonisation changes.

Features & Improvements: Providing the ability to deregister from eStatements Improved the error messaging when opening a Term Deposit account. Fixed an issue where, after exceeding a transaction limit, retrying the transfer could incorrectly display a “Transaction already processed” message. Improved error handling when creating a scheduled payment to a new payee with invalid account details. Fixed an issue where selecting “Open Another Account” after completing an account opening caused an error message to appear.

Improved user flow of preference configuration and notification settings. Timeout warning alerts users when their session approaches expiry Users who have forgotten their PIN can re-register for the app directly from the login screen. The account name shown in Share Account Details is now updated to improve Confirmation of Payee matching.

Management and viewing of eStatements feature added. Resolved an issue where the Retry button on failed payments incorrectly redirected to the PayID screen. Introduced Dark Mode in App that allows a customer to select dark mode option for the App

- Features & Improvements Additional options for exporting transaction history Improvements to the password reset flow to enhance the user experience Fixed some visual inconsistencies on the dashboard Fixed an issue with the first install of the App on iOS where the app would hang Fixed the Click-to-Call function on iOS devices

- Features & Improvements Two Factor Authentication when the users are forced to change their password. Show scheduled transfers coming into the account on transaction history and loans hub Display warning on redraw of the full loan amount. Minor enhancements to the login page Quick balance & planned maintenance widget improvements User will now be able to provide up to 140 characters for the account holder/payee name Bug fixes within the Favourites Manager Fix menu issues for first time login

- Update to facilitate future payments changes.

- Update to facilitate future payments changes. - Mandated update for Google API level requirements

• Accessing the App Ability to disable dashboard image. • Compliance and Security Biometrics or PIN required to reveal card details. • Accounts Create Account feature within the App. • Maintain contact details Ability to update Personal Details via native app screens. • Personalise App Quick Balance - available on Dashboard Adjust font size via Accessibility option in the menu. • App Improvements Manual date picker option added.

New Features: - Accessing the App Custom set auto-timeout - Enables members to set how long before the automatically closes after a period of inaction. Enable/disable biometrics - Allows the member to enable or disable biometric (face ID/fingerprint) login Dashboard image will change based on the time of day - Compliance and Security Password strength indicator - Indicates the password strength for IB password changes Jailbroken device detection - Detects a jailbroken device on start-up and warns the member of risk before opening the App. - Accounts Native share account details - Ability to share your account details directly from the App Export transaction history - Allow members to export transactions based on date range Interest/tax information - View financial year interest statements - Member personalisation Maintain contact details (native) - Maintain contact details directly from the App Maintain address details (native) - Maintain address details directly from the App Authenticated web view to Internet Banking - Update personal details; create accounts; manage transaction limits; view session history App shortcuts long press (Quick actions) - Available for iOS Quick balance widget - Available for iOS - Customer interaction Contact Us - This form allows member to email the FI without being logged in - App Improvements User experience updates to the security screen to improve usability – Consolidation of the security options onto one screen Access support service before login redesign - Redesign of the help from the PIN screen Imaging caching to improve performance Display transaction time on transaction details - Add the transaction time to the transaction details App menu restructure - Clearer menu structure to assist members in finding what they want, faster. Christmas Club accounts - Show available balance label only during the period when withdrawals are available. Added Membership Number to About page - Added Membership Number to “About” page for visibility to member when making a call to support Improved UI for when a member doesn't have any cards - UI updated to support app styling as per other App pages when no information is found Dashboard image can be hidden/shown by member - Dashboard image visibility switch in Firebase Loan Interest details screen - Included 'In Advance' value to loan details screen

VIC is now mandatory for DL Card Number in Onboarding

QLD is now mandatory for DL Card Number in Onboarding Contact Us page added to in-app menu

Improved interface, enhanced card management, new account opening, customization of account names, securely share account details and payment receipts. Favourites Manager – you can create, edit and remove favourites through ‘Favourites Manager’.

Minor improvements and bug fixes.

New timeout feature A handy new feature which allows you to set the amount of time before the app logs you out when inactive. New ‘Pay’ menu The ‘Transfer’, ‘Pay Anyone’ and ‘Bpay’ menu options have been moved under the new ‘Pay’ option for ease of use. App details have been added including device details and app management permissions.

Minor bug fixes and UI enhancements

Minor bug fixes and UI improvements

What’s new: - TouchID access - Add and pay new billers - Set up scheduled transfers - Search for transactions based on either credits, debits or transaction amounts - New home screen design - Log out button - Minor bug fixes and improvements Note: If you are updating from the older versions of the app (prior to 2.0), you will be asked to re-register upon completing the app update

What’s new: - TouchID access - Add and pay new billers - Set up scheduled transfers - Search for transactions based on either credits, debits or transaction amounts - New home screen design - Log out button Note: If you are an existing app user you will be asked to re-register upon completing the app update.

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iOS8 compatibility fixes

Minor bug fixes