房贷计算器最新版
Utilities
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
已同步今年最新商贷与公积金利率。支持商贷、公积金、组合贷计算，LPR加点、等额本息与等额本金、提前还款与多方案对比。核心计算本地完成，另含20款购房工具，算月供、比方案、估税费更省心。
**Updated with the Latest Mortgage Rates for This Year**
**Mortgage Calculator** is a simple and efficient mortgage calculation app that supports Commercial Loans, Housing Provident Fund Loans, and Combination Loans. It helps you plan your home purchase and repayment strategy with confidence.
Buying a home is one of life's biggest financial decisions. Choosing the right loan, estimating monthly payments, and evaluating whether early repayment is worthwhile all require accurate calculations. This app supports LPR-based rates, Equal Principal & Interest and Equal Principal repayment methods, early repayment analysis, and multi-scenario comparisons. Core mortgage calculations are performed locally on your device, and your loan data is never uploaded, giving you full control over your repayment planning.
## Key Features
### Mortgage Calculations
* Calculate Commercial Loans, Provident Fund Loans, and Combination Loans with ease
* View monthly payments, total interest, and detailed repayment schedules
* Support for LPR plus basis points and benchmark interest rate discounts
* Interest rates can be updated to reflect the latest market policies
* Early repayment analysis for full or partial prepayment
* Compare reducing loan term versus lowering monthly payments
* Compare multiple loan scenarios side by side
* Save calculation history for future review
* Share calculation results with others
## Toolbox
### Offline Tools
* Basic Calculator
* Early Repayment Calculator
* Family Relationship Calculator
### Online Tools (20+ and continuously updated)
* Home Affordability Assessment
* Loan Scenario Comparison
* Maximum Loan Amount Calculator
* Remaining Loan Balance Calculator
* Principal vs. Interest Analysis
* Multiple Early Repayment Calculator
* Commercial-to-Provident Fund Loan Conversion Calculator
* New Home Tax Calculator
* Personal Income Tax Deduction Calculator
* Early Repayment Penalty Calculator
* LPR Rate Lookup
* Provident Fund Loan Eligibility Calculator
* Home Purchase Policy Reference
* Repayment Reminder
* Rental Yield Calculator
* And more...
## Why Choose Mortgage Calculator?
* **Professional & Accurate** – Based on standard mortgage formulas, covering commercial, provident fund, and combination loans
* **Up-to-Date Rates** – Supports the latest commercial mortgage and provident fund loan rates, including LPR-based calculations
* **Better Decision Making** – Compare loan options and estimate interest savings from early repayment
* **Privacy Friendly** – Core mortgage calculations are performed locally, and personal loan data is not uploaded
* **Simple & Easy to Use** – Clean interface optimized for both iPhone and iPad
## Disclaimer
The calculation results provided by this app are for reference only. Actual loan interest rates, loan amounts, repayment schedules, taxes, and related policies are subject to approval and regulations from banks, housing provident fund authorities, and local government agencies.
Ratings & Reviews
增加新功能
The developer, 玲炤 毛, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- 玲炤 毛
- Size
- 25.2 MB
- Category
- Utilities
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPad
Requires iPadOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and Simplified Chinese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Remove All Ads $2.99
- Copyright
- © @2014-2099 JingJIng Sci&Tech Inc.