Pennyworth Expense Tracker App

Name: Pennyworth Expense Tracker App
Rating: 4.8 (1267 reviews)
Author: Jack Xuan

No Bank Login Money Tracker

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

1.3K Ratings
Age Rating

4+
Years
Category

Finance
Developer

Jack Xuan
Language

EN
+ 4 More
Size

60.8
MB

iPhone

Track spending, budgets, bills, assets, and shared household expenses—without linking your bank account. Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang

Ratings & Reviews

4.8

out of 5

1.3K Ratings

Easy to use bill schedule/reminder and budget
07/11/2022
Muskegon Al
Pennyworth is very easy to use and totally meets my needs. I didn’t need or want an application that accessed my bank and credit card accounts. I just wanted one that would show dollars coming in, dollars going out, to who and when the bill needs to be paid.
Easy to use bill schedule/reminder and budget
07/11/2022
Muskegon Al

Pennyworth is very easy to use and totally meets my needs. I didn’t need or want an application that accessed my bank and credit card accounts. I just wanted one that would show dollars coming in, dollars going out, to who and when the bill needs to be paid.
Good app but still have somethings to fix
11/03/2024
WY302010
I would like to suggest that your team put a button like“ You Sure Wanna Delete?” in the invoice photo window in order to prevent accidental deletion! Secondly, regarding the photo quality, implementing a feature to restore the image quality like iCloud does would indeed enhance the user experience. These suggestions might contribute to a more user-friendly interface and better overall functionality.
Good app but still have somethings to fix
11/03/2024
WY302010

I would like to suggest that your team put a button like“ You Sure Wanna Delete?” in the invoice photo window in order to prevent accidental deletion! Secondly, regarding the photo quality, implementing a feature to restore the image quality like iCloud does would indeed enhance the user experience. These suggestions might contribute to a more user-friendly interface and better overall functionality.
Love this App
05/21/2020
Susieq.2
Was looking for something to help me manage my accounts that had a budget feature. This has it all!! Can add multiple accounts, has all kinds of reports, and the transactions are available from everywhere. This app is great!! If I needed to manage multiple books, it can do that too. Well done!!
Love this App
05/21/2020
Susieq.2

Was looking for something to help me manage my accounts that had a budget feature. This has it all!! Can add multiple accounts, has all kinds of reports, and the transactions are available from everywhere. This app is great!! If I needed to manage multiple books, it can do that too. Well done!!
Wow!!
06/11/2020
Glennys2
I have tried many apps through the years but I never stick to them for varying reasons. They are always lacking something. This one is amazing and has almost everything I need. I would like to see it start with accounts. Also would like more icons. If the developer reads this hopefully he/ she can make this app even better.
Wow!!
06/11/2020
Glennys2

I have tried many apps through the years but I never stick to them for varying reasons. They are always lacking something. This one is amazing and has almost everything I need. I would like to see it start with accounts. Also would like more icons. If the developer reads this hopefully he/ she can make this app even better.

* Added color settings for stock profit and loss ※ Access: Stock account detail page > Top right "..." button > Profit/Loss Color Settings * Minor bug fixes and improvements

Version 8.1.2 Jun 15

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Location
- Identifiers
- Usage Data
- Diagnostics
Data Linked to You

The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Location
- Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller: Jack Xuan
Size: 60.8 MB
Category: Finance
Compatibility: Requires iOS 15.0 or later.

iPhone
Requires iOS 15.0 or later.

iPod touch
Requires iOS 15.0 or later.

Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.

Apple Vision
Requires visionOS 1.0 or later.
Languages: English and 4 more

English, Japanese, Korean, Simplified Chinese, Traditional Chinese
Age Rating: 4+

4+

Learn More

Contains
Advertising
In-App Purchases: Yes

remove ads $3.99

cloud book - sync and share $2.99

Stock Management $2.99

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