Pennyworth: Expense Tracker
Budget Planner & Money Manager
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
No subscriptions. No monthly fees. Track expenses, plan budgets, and share books with family or friends—all in Pennyworth.
Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place.
Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners.
Start for free and build a money-tracking habit that works for you.
--- Main Features ---
Fast Expense Tracking
A clean, intuitive interface makes it easy to record income and expenses in just a few taps.
Multiple Books
Keep your personal, family, and business finances separate with different books for different needs.
iCloud Sync & Sharing
Sync books across compatible Apple devices with the same Apple ID.
Share selected books with family members, partners, or friends for collaborative money management.
Budgets & Financial Planning
Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control.
Calendar View
See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns.
Reports & Charts
Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation.
Smart Tags
Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways.
All-in-One Asset Management
Track cash, bank accounts, credit cards, loans, investments, and other assets.
Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements.
Stock Portfolio Tracking
Log buys, sells, and dividends to manage your holdings.
Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates.
Credit Card Tools
Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts.
130+ Currencies
Manage foreign-currency accounts with automatic exchange-rate updates.
Recurring Transactions
Set up recurring items such as salary, rent, subscriptions, or regular bills to save time.
Receipt & Invoice Capture
Attach receipts and invoices to keep expense details organized, searchable, and easy to review.
Customizable Setup
Customize accounts, categories, members, color themes, and books to match the way you manage money.
Data Export & Backup
Export your data to CSV whenever you need it.
Use iCloud backup and sync to help keep your records safe across devices.
Privacy Lock
Protect your financial data with Face ID, Touch ID, or pattern lock.
Local-First by Design
Your records are saved on your device first, so you can view and edit your data even when offline.
Your Money, Your Records
Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money.
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Contact Us
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Email: swalloworks@gmail.com
X / Twitter: https://twitter.com/swalloworks
Facebook: https://www.facebook.com/tiantianjizhang
- Minor bug fixes and improvements
The developer, Jack Xuan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Identifiers
- Usage Data
- Diagnostics
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Jack Xuan
- Size
- 70.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later. - Apple Watch
Requires watchOS 10.6 or later.
- iPhone
- Languages
English and 10 more
- English, French, German, Japanese, Korean, Portuguese, Simplified Chinese, Spanish, Thai, Traditional Chinese, Vietnamese
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- remove ads $3.99
- cloud book - sync and share $2.99
- Stock Management $2.99
- Copyright
- © Copyright (c) 2022 Swallowoks Studio. All Rights Reserved.