Voya Retire 4+

Voya Services Company

Designed for iPad

    • 4.7 • 92.9K Ratings
    • Free



We’re passionate about making your life easier.

Download the Voya Retire mobile app to save in a snap

We’ve made it easy, intuitive and secure for you to save all in one place. The Voya Retire mobile app was designed for you – to meet you where you are – so you can help boost your retirement savings and manage your money all while on the go.

Power in the palm of your hands

You’ll have easy access to your retirement plan, health savings and investment accounts, smart learning tools, resources and more…everything you need to confidently take control of your finances – all in the palm of your hand.

Intuitive, interactive and simple to use

With its clean design and intuitive global navigation, you can quickly view your savings progress, update contributions and beneficiaries, transfer money or change investments and so much more….

Interactive tools allow you to simulate estimated retirement income using myOrangeMoney®, get help with live chat capabilities, educate yourself with on-demand video learning or get access to professional advice*.

Save more, securely

We value your privacy and never sell your personal data to anyone – ever. We protect your assets with our enhanced encryption, biometric login, multi-factor authentication and our S.A.F.E. guarantee to keep your money safe and secure, while keeping you on track and coming back.

Wherever life takes you, take the Voya Retire mobile app with you so you can retire well – with confidence. Simply tap the app to save in a snap.

*Professional advice is based on the plan’s options available to participants.
For more information, please see the full S.A.F.E. Guarantee at https://www.voya.com/articles/safe-guarantee

What’s New

Version 5.2.5

This release will include the following:

Usability improvements when logging in.

Added capability to link from other apps.

Minor bug fixes and performance improvements.

Like the Voya Retire app? Please leave a review in the App store.

Problems or suggestions? Please email: VoyaRetire@voya.com

Ratings and Reviews

4.7 out of 5
92.9K Ratings

92.9K Ratings

Seorsa10 ,

Great App, user friendly planning tool

Easy set up
Biometric login
Intuitive User Interface
Allows for input to give retirement health overview
Simple display
Reminder of goals
Accurate rate of return calculation

Inaccurate plan contribution limit- allow users to adjust
Does not display split of contributions and deposits
Display of rate of return is hard to understand

Overall an excellent app. Easy to use, interface uses standard menus & icons for apps. It is not a replacement for a professional retirement planner or professional level planning seminar, but is a nice tool for you to input other pension and savings figures to provide a snapshot of where you are in relation to your retirement goals. It updates each day the market is open between 10 PM and 11 PM eastern time.

So many people don’t understand risk, and the projected rate of return for the planning section is really nice, it gives a simple display of risk that changes as you slide from a low return to a higher return. Of course I want 8% a year, but it gives an easy to understand display of the risk.

I am mildly frustrated with the incorrect contribution limit in the planning or set up section. It only allows for a 15% maximum which it states is “your plan maximum contribution limit.” This is about 10 years out of date or more. It would be a simple change to allow the user to enter contributions. I am using the catchup provisions and contributing $26,000. It would be nice to include that.

Ford1337 ,

Unhappy Investor

The app is fine and that’s the only things going for it. Voya as an investment company is awful. Here’s why, per a rep If I took a loan on my 457 (max being 50k) I have to setup a repayment plan. That’s fine, however I can’t pay back anything else unless I do a full payment, with a cashiers check. So if I had like 500$ I could use to pay my loan, nope, sorry we’re still making money off the interest.
So let’s talk about investment options. Do you get a wide variety of choices? Kinda, if you’re happy with them playing around with your money, taking a cut off the top and giving you a few dollars for your troubles. Can you invest in some individual stocks? Nope. Make your own portfolio? Nope. How about a self directed account? Sure they offer that but there’s a catch. You can only do a percentage of YOUR money to open a TD ameritrade account. Sure you can do whatever in it but you can’t take money out of it and you have to liquidate it so the money goes back to voya and you can use it for retirement.
There exists right now a wide range of other brokerages and their apps that are light years better than Voya. Go educate yourself about your money and investing. It’s a new age and Voya is in the past. Canceling my business with them as soon as I can.

simbaroni ,

Less than average

The Voya mobile app is than average. I have used several apps historically that have allowed me to see a high-level dashboard of my investments, track daily investment performance, account balance by funding source, market returns, make contribution changes, view and dow statements, set and track retirement goals and research investments. The Voya app does not provide some of these basic functions, or they are impossible to locate. For example, the app is missing a dashboard that shows fund value, units and market gains. The app is also missing a dashboard to track source for fund contribution, a window that shows rollover, employee contribution, employer contribution, and market gains. Unable to find a section where i can download my statements.

The app needs work and does not deserve a 2.5 rating. Voya can do much better.

App Privacy

The developer, Voya Services Company, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

More By This Developer

You Might Also Like