Inkapify: Budget & Finance

Smart Budget & Expense Tracker

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Meet Inka, your AI finance assistant. Track spending, budgets & net worth — all in one place. Take control of your money with Inkapify — The personal finance app built around Inka, your AI-powered finance assistant. Whether you want to track daily expenses, manage budgets, plan for goals, or understand where your money goes, Inkapify gives you a complete picture of your finances in one place. INKA AI: Ask Inka anything about your finances in plain language: • "What's my biggest expense this month?" • "Am I on track with my grocery budget?" • "How much did I spend on dining last quarter?" Inka reads your real data and gives personalized answers — not generic advice. TRACK EVERY TRANSACTION • Add expenses, income, and transfers in seconds • Split transactions across multiple categories • Attach receipts to any transaction • Import via CSV or PDF bank statement (AI-powered) • Scan receipts with your camera — AI fills in the details • Multi-currency support with live exchange rates • Delete — restored from Trash if needed BUDGETS THAT WORK: • Set budgets by category, subcategory, or group • Monthly, quarterly, or yearly budget periods • Rollover unused budget to next month • Visual progress bars with today marker • Available-to-spend shown prominently • Instant alerts when you're close to your limit 18+ POWERFUL REPORTS: • Spending by Category — pie, bar, donut, or line chart • Income vs Expense — monthly net trend • Net Worth — track your financial growth over time • Monthly Summary — income, expense, savings by month • By Tag — spending across custom tags • By Payee — where your money goes per merchant • Budget Performance — actuals vs targets • Credit Card Rewards — cashback and points earned • Subscription Tracker — all recurring charges in one view • Year Over Year — Compare your top expenses and income year over year Compare any report across multiple years side by side. Drill down from any chart to the individual transactions behind the numbers. RECURRING RULES: • Set up any recurring transaction (salary, rent, EMI, subscriptions) • Daily, weekly, biweekly, monthly, quarterly, yearly • Auto-enter transactions on their due date • Upcoming tab shows all future entries for the next 12 months • Confirm or skip individual upcoming entries ACCOUNTS FOR EVERYTHING: • Banking, Cash, Credit Card, Investment, Fixed Deposit • Loans and Mortgages with full amortization schedule • Property accounts with value tracking • Automatic loan EMI breakdown — interest, principal, escrow • Net Worth calculated across all accounts and currencies GOALS & DEBTS: • Set savings goals with target amounts and dates • Track progress with contribution history • Log money lent or borrowed with partial payment tracking • Automatic reminders before debt due dates BUILT FOR PRIVACY: • Your data stays in your account — never sold or shared • App Lock with Face ID, Touch ID, and PIN fallback • Hide all amounts with one tap • Export your data anytime as CSV PERSONALISE EVERYTHING: • 23 beautiful themes — light, dark, and coloured • Adjustable font size • Configurable dashboard — choose and arrange 13 tile types • Multi-currency with 170+ currencies supported PLANS: Free — track transactions, accounts, and basic reports forever. Pro — unlock PDF import, receipt scanning, Inka AI, advanced reports, and more. Try free. Upgrade when you're ready. Questions? support@inkapify.com Privacy Policy: https://inkapify.com/privacy/ Terms of Use: https://inkapify.com/terms/

Ratings & Reviews

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Bug fixes and improvements.

Version 1.0.1

The developer, Kamlesh Saini, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • User Content
    • Identifiers

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Kamlesh Saini
Size
  • 68.4 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Donate $99.99 $99.99
  • Donate $49.99 $49.99
  • Donate $19.99 $19.99
  • Donate $14.99 $14.99
  • Donate $9.99 $9.99
  • Donate $7.99 $7.99
  • Donate $4.99 $4.99
  • Donate $2.99 $2.99
  • Donate $0.99 $0.99
  • Inkapify Pro Annual $39.99
  • Learn More
Copyright
  • © 2026 Kamlesh Saini
  • Privacy Policy