Moneda
Just Better Money
Only for iPhone
Free
iPhone
Save smarter, earn transparently, and move money globally with stablecoins you control. Simple, secure, and built for the modern economy.
Your money. Truly yours.
Moneda is a new kind of finance app that combines the clarity of traditional banking with the freedom of stablecoins. Manage EUR and USD accounts, earn in regulated stablecoins, and move money across currencies, all while staying in full control of your funds.
Key Features:
- Spending Accounts in EUR and USD
Hold euro (EUR) and US dollar (USD) stablecoins. Manage and monitor your balances in a secure, intuitive interface.
- EUR and USD Virtual Accounts
Open a virtual account under your name in EUR or USD to top up or make transfers via SEPA or ACH.
- QR Payments
Pay other users and save them to your contacts by scanning their QR code on Moneda.
- Earnings Accounts
Grow your balance with daily compounding and higher earnings than traditional banks. (*Returns vary over time and are not guaranteed.*)
- Currency Swaps Made Simple
Instantly swap between EUR and USD within the app. No hidden markups or opaque conversion fees.
- Built for Global Users
Borderless finance designed for modern professionals, remote workers, and anyone living or earning internationally.
- Security and Self-Custody
You stay in control. Moneda is self-custodial, meaning you alone hold access to your funds. Our secure, regulated infrastructure ensures transparency, privacy, and peace of mind.
- Coming Soon
Moneda Card to make global payments and spending effortless.
Moneda is finance beyond banks. It empowers you to earn, save, and move money globally with full transparency and control. No middlemen, no hidden fees, no complexity. Just your money, working on your terms.
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
What’s new: Scan QR codes and pay other users with stablecoins on Moneda or on the Base network. New countries are supported for virtual accounts.
Bug fixes: This release fixes some issues encountered in the KYC flow. Particularly when the user doesn’t have the virtual account functionality enabled or if the KYC provider was not able to fetch all the information from the user’s proof-of-address document.
The developer, Moneda Digital GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Contacts
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Moneda Digital GmbH
- Size
- 226.2 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later.
- Languages
- English
- Age Rating
18+
- 18+
- This app has an age rating of 18+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
- In-App Controls
Age Assurance
- Copyright
- © "2026 Moneda Digital GmbH"