Log expenses instantly with text, voice, or photos.
AI keeps everything organized.
Built for couples and families.
Sync with WhatsApp, Telegram, and Apple Wallet.
Moneko is an AI expense tracker and budget app built for shared expenses.
Track and split expenses automatically. Log spending with text, voice, photos, or chat. Perfect for couples, roommates, and group spending.
Most budgeting apps expect spreadsheets. Real life is fast, messy, and shared. Moneko works the way you actually spend money.
TRACK AND SPLIT SHARED EXPENSES
Easily track shared expenses with people you trust. Add an expense once and everyone stays in sync automatically. No manual tracking or confusion about who paid.
LOG EXPENSES YOUR WAY
Log expenses in seconds using what feels natural: type a message, speak it, snap a receipt, use chat style logging, or log directly from WhatsApp or Telegram. No forms. No spreadsheets.
AUTOMATIC EXPENSE TRACKING WITH AI
Moneko automatically categorizes expenses, tracks shared spending, updates budgets in real time, and turns receipts into organized records. You focus on spending. Moneko handles the rest.
SIMPLE BUDGETING THAT ADAPTS
Organize spending into categories, track shared budgets, and see where your money goes without complex setup. Budgeting that fits real life.
BUILT FOR SHARED MONEY
Perfect for couples, roommates, friends, and groups managing money together. Includes multi currency support, WhatsApp logging, and a clean, simple interface.
TRY MONEKO
Start with a 1 month free trial. A subscription is required after the trial ends.
Log it once. Share it instantly. Let AI handle the rest.
Terms of Use EULA
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
This app actively receives updates, and the developer is extremely responsive over on Reddit. It's also a lot more budget friendly than other apps which charge exorbitant fees for anyone who doesn't have a lot of disposable income. There's even a lifetime plan for a fair price.My personal favorite thing though is that while it's not quite on par with other apps in terms of features like automation and syncing, it's moving very fast in that direction, and I have hope that it'll be a top option soon.
Developer Response
Thanks so much for your support, we really appreciate it!We’re currently working on Apple Pay wallet sync. If you have any feature ideas or spot any bugs, feel free to share them through the Settings page in the app, we’d love to hear from you.
Envelope budgeting
User34862
Really fantastic budgeting app — straightforward, easy to use and integrate, helpful. The interface is very natural and it all works very smoothly.
Developer Response
Thanks so much for the great feedback, really glad you’re enjoying the app and finding it easy to use!If you ever have ideas for new features or run into any issues, feel free to share them through the Settings page in the app.
1st app that helps me actually keep track consistently
WardAlakhras
Thanks for this great app. Can you add Syrian Pound currency?
Developer Response
Thanks for the suggestion!Syrian Pound has now been added. If you have any other currencies or features you’d like to see, feel free to share them through the Settings page in the app.
Good
YoungNikolas
Nice app but it need more currency, I hope to see it in next update like MMK Myanmar(k)
Developer Response
Thanks for the feedback! More currency support is definitely on our roadmap! We’ll keep working on expanding this in upcoming updates.
•Track merchant details for transactions
•Improved CSV import with smarter column detection and better error handling
•Reworked settlements for clearer shared expense tracking
•Fixed Apple Wallet sync issues
•Unified styling across app components
•General stability and performance improvements
Version 1.5.7
The developer, Fenghua Shao, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
User Content
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Fenghua Shao
Size
90.1 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
iPad Requires iPadOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
