Monet: Cross Border Transfer
Finance
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Monet is a fee-free money account for direct deposit, global transfers, card spend, and pay-by-text.
Monet is a fee-free money account built for people who move money across borders.
Get paid with direct deposit, hold a dollar balance, send to supported local bank rails, and convert before you add a recipient. Monet shows live quotes and simple transfer details so you know exactly what is being sent before you confirm.
What you can do with Monet:
- Get paid with direct deposit
- Send money to supported countries and bank rails
- Pay anyone by text or invite link
- Schedule transfers to send automatically, one-time or on a repeating date
- Track transfers and account details in one app
Smart Route - Monet's proprietary routing engine:
- Smart Route is our own technology for cross-border payouts: it evaluates every available rail for your destination country and currency in real time and routes your money through the best-priced path
- You see the live rate, the fee, and the amount that lands before you confirm, with no guessing and no hidden markup
- One send, best execution. Smart Route does the comparison so you don't have to
Payroll and payouts, built in:
- Pay a team or a list of recipients in one batch instead of one transfer at a time
- Import recipients from a spreadsheet, review each amount, and send the whole run at once
- Every payout runs through Smart Route to the best available rail for its destination
Timekeeping for teams:
- Workers clock in and out from their phone
- Approve hours as an admin, then turn approved time straight into a payout run
- Keep hours, approvals, and payments in one place instead of stitching together separate tools
Self-custodied, on-chain access:
- Swap between crypto assets on Solana with deep, aggregated liquidity and transparent, real-time pricing
- Trade perpetual futures on Hyperliquid: take long or short positions on major assets directly from your wallet
- Stake supported assets to put idle balances to work
- Your keys, your crypto: Monet is a non-custodial interface to established third-party protocols, not an exchange or broker
Monet is a financial technology company, not a bank. Funds are held in USDC and are not FDIC-insured. Digital assets are not legal tender and may lose value. Trading crypto assets and perpetual futures involves significant risk, including possible loss of your entire position. Availability, transfer rails, timing, and features vary by country, eligibility, and partner review.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Monet Holdings Group, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Monet Holdings Group, Inc.
- Size
- 113.5 MB
- Category
- Finance
- Compatibility
Requires iOS 16.0 or later.
- iPhone
Requires iOS 16.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Monet Holdings Group, Inc.

