Spondula

Anyone. Anywhere. Anytime.

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Chat just grew up. Send photos and files, swipe to pin, mute or archive, and lock private chats behind Face ID. Payments and messages, in one place. Paying someone should be as easy as texting them. With Spondula it is. Claim your S Handle, the name people pay you by, and send, receive, request and chat in seconds, across 80+ currencies, without an account number in sight. Spondula is one wallet for the payments you actually make: paying a friend back at dinner, splitting the holiday house, sending support home, tipping a creator you love. No sort codes, no IBANs, no waiting for banks to open. YOUR NAME IS YOUR ADDRESS Every Spondula user has an S Handle. It's how friends find you and how payments reach you. • Say who, say how much, done. Payments land in seconds, day or night, weekends included. • Show your QR and get paid on the spot. • Send a payment link to someone who isn't on Spondula yet. They claim it when they join. • No account numbers shared, ever. PAYMENTS THAT TALK Every payment can start a conversation. • Chat with your contacts right inside the app. • Request your share and get paid in the thread. • Split things with friends and keep score without the awkwardness. • Receipts stay where the conversation happened, so nobody forgets who paid. 80+ CURRENCIES IN ONE WALLET Hold balances in the currencies you actually use, from GBP, USD and EUR to AED, SGD, MXN and dozens more, as stable assets on the Spondula Network. • Keep separate balances per currency and see them all in one place. • Convert between currencies at the live rate, whenever you like, in two taps. • Travelling, freelancing, supporting family abroad: pay inhem, hold the one that suits you. TOP UP AND CASH OUT Your balance, your call. • Buy by card or bank transfer in supported currencies. • Save your card so the next top up takes seconds. • Switch on Auto Top Up and your balance refills itself bef • Cash out to your bank account when you want it back. FOR CREATORS Turn your handle into a tip page. • Pick your theme, write your bio, set suggested amounts. • Add your socials so supporters can find you everywhere. • Share one link and let people back you in seconds. INVITE YOUR PEOPLE Spondula is better with friends. Invite them with your linkearn rewards as your circle grows. YOUR KEYS, YOUR WALLET Spondula is non-custodial wallet software. Your keys are created and encrypted on your device, and every transaction is signed locally, by you. Nobody else can spend what's yours. Not us, not anyone. SERIOUSLY SECURED • Face ID and your PIN protect the app on every device. • Optional two-step verification adds another lock. • Identity verification keeps the network trusted. • Report, block and moderation controls keep conversations • See every device signed into your account, and sign them out from your phone. ALWAYS IN THE LOOP Know the second you're paid. Payment notifications open strr activity feed keeps a clean record of everything, andrepeating a payment takes one tap. WHY PEOPLE CHOOSE SPONDULA • Payments land in seconds, not days. • One wallet for 80+ currencies. • Chat, requests and receipts in one place. • Your keys stay on your device. • No account numbers, no paperwork, no fuss. Spondula. Anyone. Anywhere. Anytime.

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

Chat got a big upgrade in this release. Photos, camera and files Share a photo, take one on the spot, or send any file up to 25MB without leaving the conversation. Images preview in the thread and open full screen with a tap. Swipe to sort your chats Swipe a chat to pin it to the top, mute it, archive it, or mark it read and unread. Swipe a contact to pay them, open a chat, or see their profile. Locked chats Lock a private conversation behind Face ID. Locked chats move to their own folder, and their messages never appear in your chat list. Archived and favourites Archive the noise and favourite the people you talk to most. A new message pulls an archived chat straight back to the top. More ways to manage a chat Mute, clear the history, block, or open contact details, all from one place. A cleaner conversation Larger, easier to read messages, delivery ticks in your chat list, unread counts, floating date markers, and a redesigned search. Fixes Cards no longer overlap on larger iPhones, and notification badges now clear properly instead of sticking on your app icon.

Version 1.0.2

The developer, Spondula Technology, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Location
    • Contact Info
    • Identifiers
    • Sensitive Info

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Location
    • User Content
    • Usage Data
    • Diagnostics
    • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Spondula Technology LTD
Size
  • 142.6 MB
Category
  • Finance
Compatibility
Requires iOS 16.0 or later.
  • iPhone
    Requires iOS 16.0 or later.
  • Mac
    Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 6 more
  • English, Arabic, French, German, Portuguese, Simplified Chinese, Spanish
Age Rating
18+
  • 18+
  • This app is rated 18+ with content restrictions.

    Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
  • Learn More
  • In-App Controls
    Age Assurance

    Contains
    Messaging and Chat
Copyright
  • © 2026 SPONDULA TECHNOLOGY LIMITED
  • Developer Website
  • Privacy Policy