What's New in v1.2.8 Customer Auto-Updates: Payment and loan updates now reach your customers on WhatsApp or SMS — with a separate on/off toggle for every customer. New Overdue View: See exactly who is late and by how much, at a glance, across every loan cycle. Payment Proof: Attach a photo receipt to any payment entry and pull it up again from the transaction. Staff Collections: Your staff now see upcoming collections, not only today's list. Reports & Locker: Rebuilt interest reports, a faster Digital Locker, and streak rewards for staying consistent. Native Feel: Screens push and swipe back the way iOS should, with a redesigned home and a new animated splash. Reliability: More dependable notifications, improved Dark Mode, and a batch of crash fixes.

New in this update: Reports — track your lending business with detailed interest, collection and profit reports. Reduce Principal — record a principal reduction directly from the loan page. Mark Multiple Payments — select and mark several payments at once instead of one by one. Profile Picture Viewer — tap any photo to view it full screen. Fixes and improvements: • Fixed WhatsApp message sending issues • Fixed notification delivery and history problems • General performance improvements Thank you for using VyajPay!

Version 1.2.5 Redesigned Home A cleaner, more premium Home screen that puts what matters most right in front of you. Amounts given and received, outstanding balances and recent activity are now easier to read at a glance. Easier to use Simpler layout and smoother navigation so you can add entries and find borrower records in fewer taps. Accessibility improvements Better colour contrast, larger touch targets and improved screen-reader (VoiceOver) support across key screens. Bug fixes and stability Squashed several bugs and made the app faster and more reliable. Thanks for using VyajPay. We read every review — keep your feedback coming.

- Bug fixes and performance improvements - Improved loan ledger and payment tracking - Enhanced reminders and backup reliability

Improved loan ledger performance, borrower records, payment reminders, and subscription setup for a smoother VyajPay experience.

Borrower and Khata sync is now available, with sync-related fixes to help keep ledgers updated more reliably across devices and linked accounts. You can now attach proof to khata transactions for clearer records. AI Scan has also been improved for more accurate reading of amounts, names, dates, and notes. This update includes a redesigned Wallet page, an improved Add Loan form UI, smoother performance, better stability, and overall improvements to the VyajPay experience.

VyajPay v1.1.1 Release Notes ## What's New * **Ai Scane:** Now Scan any handwritten notes and intsantly add it in to your khata. * **Language Support:** Now available in **4 languages!** Choose between **English, Hindi, Hinglish, and Gujarati** for a more localized and intuitive experience. * **Smart Reminders:** Set task-specific alarms for payments to ensure you never miss a collection. * **Digital Locker Fixes:** Resolved synchronization bugs and improved reliability for a seamless document management experience. * **Performance Improvements:** Faster app startup, smoother transitions, and optimized data synchronization for a snappier, more efficient workflow. * **Premium Redesign:** A stunning new fintech aesthetic with fluid navigation and enhanced Dark Mode. ## Technical Updates * Battened down Digital Locker sync logic to prevent document mismatch. * Optimized database queries for faster list loading. * Improved background service reliability for notifications. --- *Thank you for using VyajPay! Your support helps us build the best financial management tool for everyone.*

VyajPay Version 1.0.8 Update We have significantly updated VyajPay to provide a more reliable and professional bookkeeping experience. This version introduces interactive home screen widgets, a high-priority alarm system, and a complete visual overhaul. Interactive Home Screen Widgets Stay updated without opening the app using our new Home Screen widgets. Daily Summary: View your total expected collections for the day at a glance. Upcoming Reminders: See a list of your next EMI payments and tasks directly on your home screen. Visual Calendar: A streamlined calendar view that highlights upcoming due dates for better planning. Multiple Sizes: Choose between small, medium, and large layouts to fit your workspace. High-Priority Task Alarms Avoid missing critical collection deadlines with our new dedicated alarm system. Task-Specific Alarms: Set precise reminders for individual borrowers and customers. Urgent Notifications: A high-priority system that alerts you even when your device is locked, ensuring financial deadlines are respected. Professional UI Redesign The entire interface has been redesigned for improved speed and aesthetic clarity. Modern Navigation: Simplified bottom-bar layout for faster access to core features. Premium Aesthetics: A refined design system featuring sleek card layouts and high-performance typography. Enhanced Dark Mode: A pure-black background implementation designed specifically for high-end OLED displays. Action Hub: Critical controls like the Digital Locker and profile management are now centralized at the top of the profile screen. Enhanced Cloud Synchronization 2.0 Our real-time synchronization engine has been rebuilt for maximum consistency between iOS and Android. Cross-Platform Reliability: Fixed synchronization issues related to transaction deletions and record updates. Data Integrity: Improved background persistence ensures your records remain accurate across all registered devices. Performance and Stability Optimized Startup: Reduced application load times for immediate access to your data. Improved Reporting: Smoother generation for PDF financial reports. Digital Locker Updates: Enhanced document previewing and storage reliability. Thank you for using VyajPay. If you find these updates helpful, please consider leaving a review on the App Store.

VyajPay v1.0.8: Smart Reminders & Premium Redesign We’ve completely transformed VyajPay to provide you with the most reliable and premium bookkeeping experience yet. Smart Payment Alarms Never miss a collection again. You can now set task-specific alarms for your borrowers and customers. Get notified exactly when a payment is due with our new high-priority reminder system. Premium UI/UX Redesign Experience a professional interface built for speed and elegance. • Modern Navigation: A sleek new bottom-bar layout for effortless access. • Fintech Aesthetics: Beautiful card-based designs, premium typography, and a refined pure-black Dark Mode. • Action Hub: Access critical tools like the Digital Locker and profile edits directly from the top of the screen. Seamless Cloud Sync 2.0 We’ve overhauled our real-time synchronization engine to ensure your data stays perfectly consistent across both your iOS and Android devices. Performance & Stability Optimized app startup and smoother PDF report generation. Refined the Digital Locker with improved document previews. General bug fixes and security enhancements. Thank you for choosing VyajPay! If you find the app helpful, please leave us a review on the App Store.

### Build Your Streak Stay on top of your finances! We've introduced a brand-new **Streak** system on your dashboard. Log in daily to maintain your streak, track your consistency, and unlock beautiful milestone animations. ### Seamless Contact Import Adding new borrowers and customers is now faster than ever. You can now **Import directly from Contacts** right from the app, automatically handling mobile number formats and saving you time on manual data entry. ### Interactive Tooltips & Guides New to some features? We've added smart **Onboarding Spotlights & Tooltips** to gently guide you through key actions and new app capabilities, ensuring you get the most out of your VyajPay experience. ### Offline Digital Locker Your important documents should always be available when you need them. The Digital Locker now supports **Persistent Offline Mode**, meaning your downloaded documents remain securely accessible even without an internet connection. ### Premium Enhancements & Bug Fixes - Introduced premium **Lottie animations** for time-based dashboard greetings and UI elements. - Fixed a bug where saved documents might disappear during offline mode. - Improved background fetch stability and optimized pull-to-refresh logic. - General performance improvements to keep your app fast and secure. Thank you for choosing VyajPay! If you love the app, please leave a rating or review.

# VyajPay iOS Version 1.0.4 - Release Notes We are constantly working to make VyajPay smoother, faster, and more robust. In this update, we are introducing exciting new features designed to improve your daily financial tracking experience. ## What's New in This Version: ### Build Your Streak Stay on top of your finances! We've introduced a brand-new **Streak** system on your dashboard. Log in daily to maintain your streak, track your consistency, and unlock beautiful milestone animations. ### Seamless Contact Import Adding new borrowers and customers is now faster than ever. You can now **Import directly from Contacts** right from the app, automatically handling mobile number formats and saving you time on manual data entry. ### Interactive Tooltips & Guides New to some features? We've added smart **Onboarding Spotlights & Tooltips** to gently guide you through key actions and new app capabilities, ensuring you get the most out of your VyajPay experience. ### Offline Digital Locker Your important documents should always be available when you need them. The Digital Locker now supports **Persistent Offline Mode**, meaning your downloaded documents remain securely accessible even without an internet connection. ### Premium Enhancements & Bug Fixes - Introduced premium **Lottie animations** for time-based dashboard greetings and UI elements. - Fixed a bug where saved documents might disappear during offline mode. - Improved background fetch stability and optimized pull-to-refresh logic. - General performance improvements to keep your app fast and secure. Thank you for choosing VyajPay! If you love the app, please leave a rating or review.

Pull-to-Refresh: You can now manually sync and refresh your Customer and Borrower lists instantly by simply swiping down. Improved Lender Reminders: We've enhanced our automated WhatsApp reminders so you can easily track and notify borrowers of pending payments and overdue Khatas. Enhanced Offline Access: Your documents and ledger data are now more accessible even when you don't have an active internet connection. Performance & Syncing: Fixed underlying bugs to improve real-time sync speed and overall app stability.