ZeroBudgetApp

Your money, your decisions

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Zero-based budget with expense tracking, credit card installments & spending analytics. Money manager with Heatmap Pro. 100% private — no servers, no accounts. ZeroBudget is the most private personal finance app for iPhone. For anyone who wants their money under control and their data only in their pocket. Your data never leaves your device. No servers. No accounts. No cloud. Just you and your money. — THE METHOD THAT WORKS — Zero-based budgeting (50/20/20/10): every dollar of your income gets a job before the month begins. Nothing is left "unassigned". — FREE, FOREVER — • Up to 3 accounts: cash, debit, savings, or credit card • Unlimited transactions and real-time budget tracking • Credit cards with automatic statement cutoff and payment dates, plus per-cycle balance: what's coming on the next statement and your committed months • Installment plans (buy-now-pay-later): log the purchase once and the app creates the monthly charges • A savings goal with a dedicated account and visual progress • Smart capture + receipt scanning with OCR • Siri, widgets, recurring income & expenses, and reminders • Data backup and Face ID / Touch ID / PIN • Full dark mode · Spanish, English, and French — TRY IT RISK-FREE — When you install, you get a free 30-day trial of the Pro features —Heatmap, Analytics, file import, and encrypted backup. When it ends, you keep using ZeroBudget for free. — WITH ZEROBUDGET PRO YOU KEEP — The analytics you tried, forever: • Visual spending Heatmap by category and merchant • Where your money went, monthly projection, budget alerts, top spending, trends, and savings opportunities • Import your transactions from Excel, CSV or TXT — we detect the columns automatically (or map them in seconds) • Password-encrypted backup — PLUS YOU UNLOCK — • Unlimited accounts, goals, and installment plans • Export transactions to CSV • Priority support Monthly or annual subscription. Cancel anytime. — TOTAL PRIVACY — Unlike other finance apps, ZeroBudget doesn't connect to your bank, doesn't sync to the cloud, and doesn't share your data with anyone. Everything lives on your iPhone, protected by iOS. Your money, your decisions. Terms: https://araniosoft.com/zeroBudget/terms-en.html Privacy: https://araniosoft.com/zeroBudget/privacy-en.html Support: soporte@araniosoft.com

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

The developer, RAUL DOMINGUEZ UGARTE, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • RAUL DOMINGUEZ UGARTE
    Size
    • 10 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and 2 more
    • English, French, Spanish
    Age Rating
    4+
    In-App Purchases
    Yes
    • ZeroBudget Pro Anual $39.99
    • ZeroBudget Pro Monthly $5.99
    • Learn More
    Copyright
    • © 2026 AranioSoft
  • Developer Website
  • Privacy Policy