New: - Organize your money the way you think about it: Add cards, cash wallets, trips, tags - Turn categories into accounts, or tags, without losing a thing - Faster expense entry ****with new option to choose accounts from a popup menu Improvements: - Big changes behind the scenes: Gem is now built to adapt as the way you manage your money evolves, with more helpful features coming soon! - Better partner sharing: More reliable sync, including new troubleshooting tools - Easier reorganization**:** Move categories and accounts around more simply - Smarter Summary editing**:** Get suggestions for accounts, budgets and frequently used categories. Including improved menu for adding items - Easier transfers: Accounts, wallets and tags are now neatly organized by type - More accurate category suggestions - Better Summary breakdowns: Transfers and unknown expenses are now listed separately Bug fixes: - Fixes CSV import changing category names to lowercase - Fixes a crash when showing categories in grid view - Fixes the floating “+” button not actually floating on iOS 27 - Fixes the missing “Sync now” button when sharing with a partner - Fixes an issue where tapping “Add” kept you stuck on the expense screen About backups: Because so much has changed in Gem 5.0, older backups can no longer be restored and will not show when choosing to restore. Did something go wrong while updating to Gem 5.0? Don’t worry, your old data is still saved. Email me at hey@shelftwo.com and I’ll help you restore it Thanks for all your feedback and bug reports, dear friends. Please keep them coming! :) Email me at hey@shelftwo.com

Bug fixes including category autocomplete in Russian, and sharing with partners. Thanks for the feedback!

Fixes partner sharing beta screen getting stuck and blocking the app

When choosing categories for a new entry, you’ll now see your recently used categories, not just your all-time most used

- Categories can now be marked as income or expenses - Journal now always scrolls to today (instead of jumping to the future) - Reordering categories is working again, sorry about that - Amount rounding is working again, sorry about that too - Income screen: all future entries now show up (including non-recurring) - Other small bug fixes Thanks for reporting bugs and sharing your feedback, buddies - please keep them going :) I'm always available even if I reply late at hey@shelftwo.com. Stay safe everyone

Celebrating 5 years of Gem, thanks buddies! New --- - Explore your Summary (beta): See expenses and income across time periods, categories and wallets - Income categories: Organize income separately from expenses - Track income in Summary (Tap "edit" next to "Savings" group > Add > Choose income) - Set Summary as start screen (Settings > Appearance) - Reorder Summary lists: Move wallets to the tap (Settings > Summary > Edit under Lists) - View your expenses as a simple list (Tap ••• in Journal) - Daily spending in Journal: See how much you spent every day (Settings > Journal) - Daily spending in widgets: Track daily totals from your home screen (you may need to re-add widgets) - Smarter CSV import: Ignore duplicates when importing (See Options when importing) Improvements ------------ - Siri Shortcuts: Now support wallets and sub-categories - iOS 26 love: Liquid Glass buttons, smoother scrolling, updated bottom menu, optional floating add button (Settings > Appearance) - Faster month switching: New time period menu in Journal & Summary - Better category search: Typing "drinks" finds "Food & Drinks" - Tap "Unknown" in Summary to review uncategorized entries in category breakdown - Unlimited breakdowns: Tap any expense or income item to deep dive into balance factors - Improved search: Results grouped by month, oldest first, cleaner layout - Set default income category (Settings > New entries) - CSV import summary: See what was imported, skipped, or failed - Cleaner amounts: Decimals (7.99) now appear smaller for better readability - Decimals (.89 or ,89) are displayed in a smaller size - Custom expense/income toggle: Adjust how you switch entry types (Settings > New entries > Amount) - Redesigned settings for categories, wallets, income & bills - Faster delete confirmations Bug fixes --------- - All-new CSV file & error handling, thanks to AI - Bar charts no longer disappear when switching screens - Reordering Summary works properly when you don't use groups - Notes search now actually finds your notes - Month start day no longer shifts when editing Summary screens - Smoother scrolling when editing categories and wallets - Importing CSV files crashes less often - CSV import now respects your selected data format and deselected columns - Goodbye quirky animations when viewing entry details - Search insights no longer mix income and expense - Fixes glitches after deleting a default category or wallet - Fixes export option in some Summary screens Thanks for all the feedback and bug reports dear friends, keep them coming :) Email me at human@shelftwo.com

- New calendar tool when adding expenses, that respects your preferred start day of the week - Change the time period you track specific savings goals & wallets (in Summary, tap a savings goal or wallet, then tap Edit and change the period) - Many bug fixes including clipped text elements, tomorrow appearing as yesterday and a few more Thanks for reporting bugs, keep them coming :)

Fixes crash & bugs when trying to import from a CSV file

Fixes bugs and crashes

Fixes missing wallets and amount glitch when using decimals

New --- - Keep important budgets at the top: Rearrange them in Summary screen, also wallets and savings goals - Custom sorting: Reorder your categories, wallets, and accounts any way you like - Finally... Pies! Thank you AI - New icons and colors for your categories - Always add notes to new entries: Enable "Show Keyboard" in Settings > New entries > Notes, to type instantly - See upcoming expenses in Journal (aka History) - View summary of repeating payments in Settings - Import entries into a specific wallet or account - Find the perfect icon in the redesigned gallery - Apple Pay help: Step-by-step setup guides Improvements & fixes ---------------------- - Name updates: History is now Journal, Tracking -> Summary, accounts -> wallets - Hide Summary widget in Journal, or move it to the top. It no longer expands/collapses while scrolling - Brand-new calculation engine - Preview features are now grouped under Settings > Preview features. New this release: include balance updates in total expenses, hide Settings button - Simplier "New entries" settings - Updates to setting screens - Sharper icons & colors. Turn it off in Settings > Appearance > Icon contrast - Bottom menu now shows labdels - iOS 26 support Bug fixes --------- - Widget totals now actually match the app - Accurate "left to spending", and budget overspending - Notes no longer disappear or sneak into categories when importing - Last week is now called last week, not "this week" - Upcoming repeating payments do not show under "recently paid" - Week sections in Journal no longer duplicate, nor pin themselves while scrolling - Mysterious emptiness in Summary widget is gone - Search now respects your "newest entries" preference - Some crashes are gone - Lists in sheets now show properly in dark mode - Breakdown showing paid and due payments now includes notes Thanks for the feedback and bug reports buddies, keep sending them :) Write me at human@shelftwo.com

More bug fixes, thanks and please keep up sending those feedback emails :)

Fixes numbers mismatch between widgets and in-app, app always showing 0 even though you've spent stuff and a few crashes. Thanks and please keep up sending those feedback emails :)

Many bug fixes, including attachments and widgets

I had to say goodbye to a few beloved bugs, including: Crashes when adding attachments, incorrect "left to spend" when including income in your expenses calculation, ignoring the new location you set for you categories and accounts, and other famous bugs. Thanks for using Gem, reporting bugs and sharing you feedback – keep them coming!

- Add images and receipts to entries! They’re saved to your iCloud Drive (or iPhone if you don’t use iCloud) - Beta: Gem pulls the total price from your receipts. You can turn it off in Settings > Recording - Send receipts to Gem with new “Save to Gem” action in share sheet - Set account balance! Open any account in Tracking > Tap “Set balance” - View your monthly balance. Open any balance in Tracking > Tap “Edit” > Choose period - You asked for it: New “Add expense” shortcut allowing you to choose category - All shortcuts now have a “Notes” property so you can add more details to entries - When calculating your expenses or budgets, Gem includes your income so your total spent is decreased. You can turn it off in Settings > Tracking > Include income Improvements & bug fixes - Adds timestamp to export file name, so it’s easier to tell between them - Fixes amounts overflowing - Fixes "Recently paid" in category settings showing earliest paid instead :) - Fixes columns in export file being messed up - Fixes transfer records appearing as "unknown" when viewing them in the account they were transferred to - Fixes savings calculation not considering your transfers - Fixes visual glitches when viewing uncategorized expenses - Radically improved setup experience (ideally you don’t see it :)) Thank you dear friends, your emails of support & feedback are the best, please keep them coming. I try to reply to every one → human@shelftwo.com

- Fixes duplicated and "Unknown" transfers appearing in history - Fixes transfers being excluded from balance calculation - If you prefer having transfers included in your expenses calculation, check Tracking > ••• button > More options > Enable "Transfers are expenses" Thanks for the feedback & bug reports, dear friends :) Keep them coming!

Bug fixes 3.6.1: - Fixes transfers being included in expense calculation - Fixes tracking widget missing when using "Show newest first" sorting - Fixes visual glitches in widgets when using tinted icons Previously on 3.6: - Now in beta: Share expenses & budgets with a partner. - Open Settings > Share with someone, to try it - Adds 7 app icons: Coins, wallet, currency signs and more - Adds dark & tinted icons for iOS 18 - More details: www.shelftwo.com/gem/faq/gem-together Improvements & bug fixes - Show newest expenses first - iCloud backup is enabled by default - Troubleshoot iCloud backup failures Yo, your emails of kind words and feedback are the best, please keep them coming. I try to reply to every one → human@shelftwo.com

- Now in beta: Share expenses & budgets with a partner. - Open Settings > Share with someone, to try it - ​Adds 7 app icons: Coins, wallet, currency signs and more - Adds dark & tinted icons for iOS 18 - More details: www.shelftwo.com/gem/faq/gem-together Improvements & bug fixes - Show newest expenses first - iCloud backup is enabled by default - Troubleshoot iCloud backup failures Hey friends, your email of support & feedback are the best, please keep them coming. I try to reply to every one → human@shelftwo.com

Goodbye to many more bugs, they’ll be finding new homes elsewhere

Goodbye some bugs & crashes

- You’ve asked for it, it’s here: Record expenses in multiple currencies. In Gem, open Settings > Currency, and add your favorite currencies - See a preview in your main currency when typing amounts in foreign currencies - When switching your main currency, you can now convert all your expenses - New options for repeating expenses: Daily, yearly and 3-6 months for those very special subscriptions - Simplified settings: Organized by screens, hopefully it’s easier now! Improvements & bug fixes: - Improved legibility of currency list: Alphabetic order & icons to help you spot your currency - It’s back: You now can edit card styles in Tracking when editing them from History screen - Fixes rounding of some summaries not working as expected - Fixes missing total/main budget in widget, sorry about that - Fixes crashes when using shortcut, oopsy Dear pals, your email of support & feedback are the best, please keep them coming. I try to reply to every one → human@shelftwo.com

Improved & fixed: Set custom start day on your entire entries list (Tap calendar button on the top > Choose starting day)

Fixes budgets always counting from 1st day of the month, even when you choose a different day. Sorry!

- Track daily budgets! - Track savings goal, like a new iPhone. In Tracking > Tap "+" > New savings goal - Items in Tracking are now grouped by budgets, savings goals… Tap ••• to turn it off - Create new budgets directly from Tracking with new “+” button - Set budget to existing categories and accounts from new “+” button in Tracking - Add to your Tracking interesting financial bits: Tap “+” button to add monthly savings, balances, bills & more - Add records to budgets, accounts & savings goals from any screen in Tracking - Edit budgets & account details directly from any screen in Tracking Improvements & bug fixes - If you organize your expenses by more than just categories and accounts, you can now let Gem know which is ideal to hold your accounts. In Gem, open Settings > Accounts > Manage > Preferred accounts - You can now clear the account field from existing records - Improved titles across screens in Tracking - Fixes multiple layout issues on older iPhone models - Fixes balance card showing spending limit in Tracking - Fixes some items in Tracking always appearing as “All expenses” - Fixes crash when viewing Powerpack payment options Thanks everyone! Please share more feedback & ideas at human@shelftwo.com. I read and reply to every email :)