Beforepay: Borrow up to 2000 4+

Quick approval process 👍

I’ve been using before pay since January 2021 and since then I have built up a good reputation paying back the loan in easy instalments and the company has since increased my loan to $500-$1k and the payments can be spread out in equal fortnightly payments and I have the option paying out the loan early which I normally do. I prefer to use this service as they don’t put a dent on my good credit score and the approval process and depositing of funds only takes less than 5mins. Customer service is very attentive and friendly and they are willing to answer any questions before you sign up. Thanks I will be using your service indefinitely.

Dismal, targeting those who don’t have a lot of money

I was utterly shocked with this App and also how the app functions within itself. It really seems they are just trying to pull in mid-low income people, false promises ect, you got to be Rich to use this, the app does not synch properly with bank account, I was told after lending the 50, that I would not be eligible for anything else due to the grossly inaccurate synching with banking, heck apparently I will be down 5 grand in two weeks according to the app, again mainly targeting those to spend the $5 to get a card on your phone, to which you cannot use, I messaged they are not helpful, despite working full time, earning quite a lot for a very long time, I was told that I would need to wait until my financial situation changed to be eligible to use this card with the funds from FU pay
Uhhhh well that’s never going to happen due to your app not synching properly and coming up with me being 5 grand down wow I actually save money into the next work week but ok , I was told by customer support it was such a dynamic system 😅 and that it was certainly accurate and again my financial position changed, odd. I have reported to AFCA for also not following rules and regulations.
If that didn’t top it off! It was 3-4days before I got the funds.
I see a lot of paid 5 star reviews that are false here also

SCAM - DO NOT USE THIS PAYDAY SHARK LENDING SERVICE

Wow. I just went to write a review but I don’t think I need too - I just need to echo what’s already been left here. I too have just had a harrowing experience with Beforepay, a service I have been using for almost a year. Never missed a repayment, always paid back on schedule, built up a good profile and my borrowing limit was increased to $1500. Withdrew $1450 (just under the limit) every fortnight for the past few months. Went to make my typical withdrawal after my repayment this week - my limit has been reduced to $50. $50!!!! Having read this now happening to multiple others here; I now believe this to be a huge SCAM and will be reporting Before pay to the consumer watch dog. I haven’t finished with before pay yet. DO NOT USE THIS SERVICE, you will all get cut off at one point and be left in financial hardship. I am now without money for two weeks until I get paid again. I don’t know how I’m going to pay my rent, shame on you Beforepay.

Developer Response ,

Hi kazdoggy. There are a number of factors that might cause your Cash Out limit to change, such as changes to your pay cycle, bank account or spending behaviours. It's best to contact us directly so our team can look into your account for you. Please email support@beforepay.com.au with the email subject 'Review Response' to discuss this with our team further.