Compounder 4+

A compound interest calculator

Adam Maliborski

Designed for iPad

    • 5.0 • 8 Ratings
    • Free
    • Offers In-App Purchases

Screenshots

Description

Calculate compound interest with ease using the Compounder Tool. This is a smooth and intuitive compound interest calculator (aka FIRE Calculator) that helps you calculate and plan out your future earnings so you can achieve Financial Independence and Retire Early. Start planning to stop working today.

Without a doubt, compounding interest is the most important concept to know to help you achieve financial independence earlier. At its most basic, compounding interest is a money multiplier. It is the money you earn for free from your money and is a key cornerstone in being financially independent.

Everyone can take advantage of compounding interest, and you can start immediately. For example, let’s say you invest $100 each month with a 10% overall return each year (compounding quarterly). After 30 years, you’ll have saved $36,000. How much money do you think you would have earned from compounding interest? $60,000? $80,000? You earned over $180,000; making your total savings of $36,000 worth over $220,000 at the end of the 30 years (more than 6 times the amount you had saved).

The Compounder calculator allows you to not only plan and calculate long and short-term savings potential, but also theory craft the impact of a flat taxation rate and inflation on your retirement goals.

Features included:
- Calculate the amount of money you could accumulate with your compound interest based investment
- Yearly interest rate up to 100%
- Multiple options for compounding frequency (daily, two-weekly, monthly, quarterly, 6-monthly, yearly)
- Multiple options for duration of your investment (daily, weekly, monthly, yearly) to account for a broader range of investment avenues, including crypto
- Unlike most other compound interest calculators, the Compounder includes both deposit and withdrawals in the one calculation to give a more complete picture of your finances
- Display graph and detailed table view
- Advanced settings include:
• the ability to pre-set a starting figure.
• enter a basic (flat) tax rate, with an option for a tax-free threshold.
• set inflation to apply to your withdrawals.
- Basic formula explanations included

What’s New

Version 1.1.1

Thank you for using Compounder!
In this version, we have addressed several rendering issues and bugs to enhance your experience:


- Text Size Rendering: Fixed an issue affecting text size rendering.
- Result Details Screen: Adjusted the screen to display larger text and enabled both vertical and horizontal scrolling, ensuring all results are viewable.
- Graph/Details View: Improved the method of switching between the chart and details view on the results page by implementing a toggle switch instead of the swipe gesture.

Ratings and Reviews

5.0 out of 5
8 Ratings

8 Ratings

mcsqueegs ,

Motivation in an app!

This app actually gave me the motivation I needed to finally invest my savings. I love playing around with the graph to see how much a small change in monthly contributions makes a huge difference long-term and it really helped me refocus on my financial goals. I even used it to explain compounding interest to my two teenagers and (small miracle!) they now see the benefit in saving and investing in the future rather than spending all their money on “stuff”.

This is a really easy and simple tool to help improve financial literacy, understand the benefits of long-term investment and compounding interest, and definitely motivated me to double my own efforts to achieve. Would definitely recommend and it might motivate you as much as it did for me!

Developer Response ,

Hi mcsqueegs,
Thank you so much for your kind words! We’re thrilled to hear that the app has helped you achieve your savings goals and motivated you to stay on track. We appreciate your feedback and for using our app! 

ceruleanscarab75 ,

Excellent!!!

The app works perfectly, and I especially appreciate the advanced settings for tax consideration.

LP45213 ,

Great App!

This is such a good compound interest calculator. Good options for customization and a nice UI.

App Privacy

The developer, Adam Maliborski, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

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