Experience India Like Never Before with Mony
Discover India without the stress of cash, card issues, or payment barriers. Mony is your ultimate travel companion for seamless, cashless payments across India. Skip currency exchanges, ATM lines, and card fees—so you can explore the real India beyond the usual tourist spots.
Why is Mony the Best Travel Companion for Tourists?
1. Unlock the Real India
With Mony, you can pay any merchant across India—from bustling street markets to cozy cafés and hidden local gems. Shop where locals shop and eat where they eat, without worrying whether your card will work.
2. No More Cash Hassles or ATM Queues
Forget the stress of finding ATMs or carrying stacks of cash. With Mony, simply scan and pay instantly at millions of locations across India using UPI, accepted by 98% of merchants nationwide.
3. Safe, Secure, and Convenient
Travel with peace of mind. Mony provides a secure payment experience, so you don’t have to worry about card blocks, international transaction issues, or carrying multiple cards.
4. Shop and Eat Like a Local
Many of India’s best experiences—local markets, street food stalls, and small shops—don’t accept international cards. With Mony, you can pay effortlessly and enjoy India the way locals do.
More Reasons Travelers Love Mony :
• Track every expense directly in the app
• 24/7 support whenever you need assistance
• Discover local experiences and hidden gems across India
Download Mony Today.
Make the most of your trip to India. With Mony, you’re free to go wherever your journey takes you—not just where your card works.
Pay anywhere. Explore everywhere. Experience India without limits.
FAQ :
Why choose Mony over traditional cards in India?
Mony is built for tourists, letting you explore India without the hassle of currency exchanges, ATM lines, or card issues.
Can Mony help me avoid tourist traps?
Yes, every payment with Mony is digitally tracked and recorded. You can see the merchant name/UPI ID, date, time, and exact amount in the app. Since the amount is confirmed before you pay and can’t be changed afterward, vendors can’t overcharge or dispute your payment.
I recommend this app to all the foreigners that are traveling in Índia! In less of one day you have an Índia account that allows you to do payment through QR codes as a local using your international card. I was having a lot of problem with the payments was quick , no bureaucracy só of you’re traveling Índia just use this app.
Developer Response
We're glad Mony helped you feel like a local in India—quick, easy, and no red tape. Thank you so much for the recommendation! 🙌
Extortionate Fees
Joegr1234
If you top up your account in your own currency (ie not rupees) they will charge a staggering 10% in fees to do the currency conversion and they will gaslight you into believing they didn’t actually deduct that much. I was discussing with Mony help for a while that they deducted too much and they insisted they only deducted the rupees (with 3.5% fees). It wasn’t until I raised a ticket with my bank who confirmed Mony deducted 10% more than the total rupees and provided evidence (So a total 13.5% in fees). Then when I went back to Mony they admitted they took the extra amount for currency conversion which my bank (Revolut) would have done for free. Be aware the app defaults to your own foreign currency when you top up so they can sting you hard and take advantage. There there is no option to change providers for this service, Mony have deliberately picked them (out of all the banks in the world) and no doubt have a kickback scheme going on, if not an ownership share. Most ppl wouldn’t even check so Mony probably bake this into their business model. Dirty behaviour. Also the app wouldn’t work to buy metro tickets so it’s not that reliable. Look for another provider.
Developer Response
Thanks for sharing this. To clarify, Mony does not charge any currency conversion fee. The extra amount occurs if the top-up is made in a foreign currency instead of INR on the payment gateway — this is a card/bank conversion, not a Mony charge. Our only fee is the 3.5% top-up fee, which is clearly disclosed. Selecting INR avoids this.
Glad
Mr.M.R.C.
I’m glad this option is available. On-boarding was simple and quick. I haven’t encountered any issues so far in using the app. Although the service fee could be lowered to be competitive with foreign cash exchange options. They did deduct rs. 399 for a period of inactivity, without notice, which I thought wasn’t appropriate, or at least a fair notice of it should have been given some time prior. But overall, positive feedback. Thanks.Update - another rs. 399 deducted even though account was not inactive - I had recharged. Left messages in chat support but no replies.
Developer Response
Thanks for sharing your experience! 😊 Glad onboarding was smooth and UPI payment worked well for you with Mony app. The inactivity fee should have been communicated — if you didn’t receive an email, we’d be happy to check it for you. We’re also working to keep fees lower.
A bottleneck when visiting India. Finally removed
Sidd2907
This is great. I wish the banks had similar ease of use. Reconsidering keeping my other accounts. Great product. A bit late but better late than never
Developer Response
We’re really glad you enjoyed the ease of making payments in India.
Enhanced user experience.
Version 1.21
The developer, Smart Payment Solutions Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
User Content
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer indicated that this app doesn’t support certain accessibility features. Learn More about the accessibility features.
Information
Seller
SMART PAYMENT SOLUTIONS PRIVATE LIMITED
Size
96.8 MB
Category
Finance
Compatibility
Requires iOS 15.5 or later.
iPhone Requires iOS 15.5 or later.
iPod touch Requires iOS 15.5 or later.
Mac Requires macOS 12.4 or later and a Mac with Apple M1 chip or later.
