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MyPayNow.
Access up to $2000 instantly!
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
When life happens, why wait 'til payday? With MyPayNow, you can access up to a quarter of your pay early, each pay cycle, almost instantly!
Rather than waiting for your pay to be deposited into your bank account – join everyday working Aussies already accessing their pay early, whenever they want.
How much does it cost?
There is a 5% transaction fee and a maximum annual percentage rate (APR) of 24%.
For example, if you receive a $100 advance for 62 days, you will incur a $5 transaction fee and $4.28 in interest, resulting in a total repayment of $109.28.
Why choose MyPayNow?
• Fast, simple, cheap, secure access to your money
• Private and discrete … we don’t contact your employer. We deal directly and only with you.
• Avoid stress and late fees … rather than falling behind on bills, pay them on time.
• No way to accumulate a huge debt as only a quarter of your wage is available.
• This advance requires full repayment within 62 days (The minimum and maximum required full repayment period).
• Enjoy financial freedom and live life at your pace
How it works:
1. Create an account, enter your employment info and link your bank statements to determine your available funds.
2. Request the funds you want and it will be in your account - in most cases within 60 seconds.
3. Scheduled repayments are automatically set up to coincide with your pay cycle.
4. Repeat as often and as much as you like, up to your available funds.
MyPayNow operates in Australia in accordance with applicable local laws and regulations. This product is available to persons residing in Australia only.
We fixed some bugs and made the app more reliable.
The developer, MyPayNow Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
- Diagnostics
The developer indicated that this app supports the following accessibility features. Learn More
Information
- Seller
- MyPayNow PTY LTD
- Size
- 49.9 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Classification
4+
- 4+
- Copyright
- © 2026 MyPayNow