Pearler Headstart 4+

Pearler Investments

Designed for iPad

    • 4.5 • 34 Ratings
    • Free



Pearler Headstart is an investing app designed for Aussie parents to give their kids a financial head start.

No matter how small you begin, kids have time on their side to let the power of compounding do the work. So let’s get them started!

Invest to suit their age. Like small regular allowances, birthday cash, even rounding up your spare change… right through to when they earn their first casual pay and beyond.

With Pearler Headstart, you can:

Micro invest into to passive index funds
Track goals and share the journey
Automate your investing with our set and forget feature
Roundup purchases to set aside spare change
Invest on a child’s behalf or in your name
Safely grow wealth within a regulated managed fund


We’ve helped over 65 thousand Aussies invest half a billion (yes billion!) dollars, mainly into low cost ETFs, with our easy automatable investing app. We offer ASX and US shares alongside a range of wealth building tools and education, all focused on maintaining that long term mindset.

That’s why we call ourselves the home of investing for financial independence, and we’re built for the long term investor. At Pearler, there’s no meme stocks, get-rich-quick tips or FOMO, just a dedicated community of sensible investors.

We had so many people ask us to help them invest for their kids, we decided to launch an app designed for adults to share the magic of investing. With this simplified app you can give kids a glance at how their mini portfolio is going as well as track progress to those big life goals.
Pearler Headstart is a regulated managed fund that holds ETFs for you to make micro investing possible. This financial product is issued by Melbourne Securities Corporation Limited (ACN 160 326 545 AFSL 428 289). It's important to read the PDS and TMD and you can find out more about us at Want direct ASX shares instead? Try Pearler Shares.


The information on this website is prepared by Pearler Investments Pty Ltd t/a Pearler ACN 625 120 649 who is an authorised representative (AR No. 1281540) of Sanlam Private Wealth Pty Ltd ACN 136 960 775 (Australian Financial Services Licence No. 337927). At pearler, we strive to make investing for your long term goals easier and fun but we only provide general information and/ or general advice. We don’t present you any options based on your personal objectives, circumstances or financial needs nor do we use your preferences or search history to tailor your user experience. Any advice is of a general nature only. It’s important that you are aware that when investing, your invested capital is at risk. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services Guide before deciding to use or invest. The financial products described here in relation to Pearler Headstart will be issued by Melbourne Securities Corporation Limited (ACN 160 326 545 AFSL 428 289), as disclosed in the relevant PDS. You should also read the TMD which describes who the financial products mentioned herein, may be appropriate for. All information is general information only and does not consider your personal circumstances, financial situation or needs. Before making a financial decision, you should read the PDS and TMD and consider whether the product is right for you and whether you should obtain advice from a professional financial adviser.

What’s New

Version 1.6.7

Bug fixes

Ratings and Reviews

4.5 out of 5
34 Ratings

34 Ratings

App Privacy

The developer, Pearler Investments, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Search History
  • Identifiers
  • Usage Data
  • Sensitive Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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