Wagetap: Instant Cash Advance 4+

Get up to $2000 of my pay now

Digital Services Australia V Pty Ltd

Designed for iPhone

    • Free

iPhone Screenshots


Need quick cash before payday? Have an unexpected expense? Download Wagetap now and get an Instant Pay Advance in under 3 minutes. Access your wage today!

Get Cash Instantly with Our Payday Advance App:

We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments

With Wagetap you can access your pay on demand instantly and cash out up to $2000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
Wagetap charges a 5% transaction fee and 24% interest per annum. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.

When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).

Have a question for us or need help with your account?

You can email us at hello@wagetap.com or talk to us through the Help and Support section in your app.

What’s New

Version 10.15

You can now access up to $2000 of your wage in advance! Update your app to make sure you're on the latest version of Wagetap.

Ratings and Reviews

4.8 out of 5
9K Ratings

9K Ratings

Partispornstatbby ,

Extremely helpful

This app has helped me in financial situations and has been able to delay repayment, split repayment and I was able to contact them and they answered same day within 24hours (actually replied within 3 hours of contacting). I was able to split delay my repayments even further by contacting them because of financial hardship! They’ve been very accommodating, I would recommend to anyone needing amounts of money (depending on how much you earn) in anytime, sends to your bank instantly and when you’ve repaid enough times the amount increases even if you delay or split repayments! I’ve never missed a repayment, however, needing more time they allowed.

Jn19849 ,

Terrible service and no customer service

I recently signed up and wasn’t eligible straight away. It said it would contact when I become eligible which was fine. This morning I received an that said “we miss you” in the title and then in the body of the email it said “we wanted to check in with you and let you know that you’re eligible to cash out today”

I logged into my account and it still said I wasn’t eligible. Contacted their “customer service”. Spoke with Eia who said I wasn’t eligible and I would be contacted when I was. I sent Eia the email I recieved saying I was eligible. Eia did not acknowledge this and just kept saying I’m not eligible and will be contacted when I am.

This person obviously had no idea what they were doing and just kept sending the same canned response over and over. Absolutely pathetic customer service. To say I will be contacted when I’m eligible and then when I do get contacted to advise that I’m eligible they just keep saying the same thing.

Developer Response ,

We're sorry to hear about what happened, Jn19849! 😔 Rest assured that we're continuously learning and improving to make sure you have the best experience with using Wagetap as well as the support you're getting afterwards. Thank you!

Beno 66us ,

Not worth the hassle

I never do reviews but I felt the need to on this one. This app was brilliant to use and never had any faults for about 6 months until I changed my online banking password. From that day every time I logged in the app required me to apply my banking password as it had lost access to due to the change. However every time I did this it would say you have entered your password wrong you only have 1 more attempt then when you do this it locks you out and also your online bank thinks someone is trying to gain access to your online banking and requires you to change your password, which is a pain.
The customer service is so bad that it takes about a day or 2 for someone to get hold of you via email and pretty much have nothing for ya to help accept say we’ve forwarded to are technician team and that’s it… 2 months later still nothing and still same message.

Developer Response ,

Hi Beno 66us! We appreciate you bringing this to our attention, and we're really sorry for the inconvenience. We're eager to help resolve this issue for you. Could you please send us an email at support@wagetap.com? This will allow us to investigate and assist you promptly. Thank you for your patience and understanding.

App Privacy

The developer, Digital Services Australia V Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like

Wagepay: Cash Advance Pay Now
Beforepay: Borrow up to 2000
Circlepay - Early wage access
Cash Converters My Loans