Wagetap: Instant Cash Advance 4+

My Pay day in 3 mins now

Digital Services Australia V Pty Ltd

Designed for iPhone

    • Free

iPhone Screenshots


Need quick cash before payday? Have an unexpected expense? Download Wagetap now and get an Instant Pay Advance in under 3 minutes. Access your wage today!

Get Cash Instantly with Our Payday Advance App:

We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments

With Wagetap you can access your pay on demand instantly and cash out up to $300 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
Wagetap charges a 5% transaction fee and 24% interest per annum. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.

When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).

Have a question for us or need help with your account?

You can email us at hello@wagetap.com or talk to us through the Help and Support section in your app.

What’s New

Version 10.5

You can now access up to $2000 of your wage in advance! Update your app to make sure you're on the latest version of Wagetap.

Ratings and Reviews

4.8 out of 5
6.1K Ratings

6.1K Ratings

Holphana ,

Simple and easy process

Costs about the same as beforepay if you pay it on time. Instead of banning you they just charge interest. But beforepay does have a delay payment feature which I assume accrues a similair cost.

Change your bank password once you have completed the loan, you can trust these companies with your details up until there is a breach of security that nobody can predict. Stay safe.

Developer Response ,

Hi Holphana! Happy to have you as a valued user, thank you for the review!

crossima9406 ,

Easy, quick, simple

I don’t normally write a review however for me to end up writing one a company has to have done something excellent. This app is easy and straightforward. Yes there’s teething problems in the early days hence the poor reviews earlier however those problems were nonexistent today when I signed up, payment was quick and easy.

Developer Response ,

We are pleased to hear that you are enjoying our service! Thank you for the 5-star review! Please recommend our app to your friends and dont hesitate to shoot us a note at support@wagetap.com if you have any queries !!

Crtbu80 ,


I have used the app a few times now and have paid back my advances in time and in some cases early and now they say I’m not eligible…. I would recommend beforepay or mypaynow as have never had any issues and they have great customer service

update: I contacted like you said and you told me I don’t meet your eligibility requirements which is BS because I don’t fall under any of the requirements listed. poor service/customer service. This app is just out to get your personal details. and it tries to login to your internet banking multiple times a day as my bank has warned me.

Developer Response ,

Hello! We're so sorry to hear that you're having issues regarding eligiblity. Please contact support@wagetap.com so we can further assist you. Thank you!

App Privacy

The developer, Digital Services Australia V Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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